Abstract: In one embodiment, a group account is provided to enable group members to make and receive payments, form different groups, easily track activities within a group, and manage group financial-based transactions. An administrator, who may also be a group member, creates a group through a payment provider service. The administrator invites individuals to be part of the group. Once the group is formed through individuals who accept the invitation, group members will be able to view information about the group as well as engage in financial transactions through and within the group using a group account.

Abstract: Various methods and systems are provided to enable single purchases or payments to be funded from a plurality of funding sources, where the funding sources have dynamically set limits and priorities by the user. When a purchase or payment request is made, funding starts with the highest priority source, up to its limit, and continues with sequentially lower funding sources up the their limits, until the purchase or payment is fully funded.