Patents by Inventor Kyle Cochran

Kyle Cochran has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220101427
    Abstract: In an example implementation, a method includes receiving, at a computing device, borrower information and requested financing plan information. Likewise, a method includes outputting at least a portion of the received information to a second computing device and, after receiving an indication of a decision denying the requested financing plan, outputting at least a portion of the received information to a computing device associated with a lender and confirming, to a computing device associated with a borrower or a merchant that the information has been sent to the lender.
    Type: Application
    Filed: September 30, 2020
    Publication date: March 31, 2022
    Inventors: David Zalik, Stefan Woulfin, Kyle Cochran, Matthew Baxter, Chris Parks, Joshua Melcher, Rahul Kulkami, Guhan Raaghavan, Paul Anderson, Paul Rafferty, Timothy Kaliban, Michael Schuman, William Still
  • Patent number: 9336519
    Abstract: A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
    Type: Grant
    Filed: August 6, 2010
    Date of Patent: May 10, 2016
    Assignee: QUALCOM Incorporated
    Inventors: Frank T. Young, Robert L. Dessert, Ben D. Ackerman, Gwenael B. Delaine, Lindsey K. Dorman, Eric R. Kraar, Aidoo Osei, Kyle Cochran, Steven M. Smith
  • Publication number: 20150220908
    Abstract: A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
    Type: Application
    Filed: April 16, 2015
    Publication date: August 6, 2015
    Inventors: Frank T. YOUNG, Robert L. Dessert, Ben D. Ackerman, Gwenael B. Delaine, Lindsey K. Dorman, Eric R. Kraar, Aidoo Osei, Kyle Cochran, Steven M. Smith
  • Publication number: 20110218868
    Abstract: A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
    Type: Application
    Filed: August 6, 2010
    Publication date: September 8, 2011
    Applicant: Firethorn Holdings, LLC
    Inventors: Frank T. Young, Robert L. Dessert, Ben D. Ackerman, Gwenael B. Delaine, Lindsey K. Dorman, Eric R. Kraar, Aidoo Osei, Kyle Cochran, Steven M. Smith
  • Publication number: 20100125495
    Abstract: A method of providing a mobile wallet is disclosed and may include displaying a mobile wallet login screen and displaying a mobile wallet. The mobile wallet includes at least one of the following: an accounts option, a buy now option, an offers option, a receipts option, and a more option. The method further includes displaying one or more accounts when the accounts option is selected. The one or more accounts may include at least one of the following: a bank account, a credit account, a gift card account, and a rewards account.
    Type: Application
    Filed: September 18, 2009
    Publication date: May 20, 2010
    Inventors: Steven M. Smith, Brady L. Rackley, Ben D. Ackerman, Nanci Rainey, Warren D. Porter, Aidoo Osei, Robert L. Dessert, Karthik R. Iyer, Kyle Cochran, James P. Mason, Scott P. Monahan
  • Publication number: 20100125510
    Abstract: A method of managing transactions between a mobile wallet within a mobile device and a point-of-sale terminal at a merchant is disclosed and may include receiving a request for a purchase code from the mobile wallet, generating a short-term purchase code, transmitting the short-term purchase code to the mobile wallet, and receiving the short-term purchase code from the merchant.
    Type: Application
    Filed: September 18, 2009
    Publication date: May 20, 2010
    Inventors: Steven M. Smith, Brady L. Rackley, Ben D. Ackerman, Nanci Rainey, Warren D. Porter, Aidoo Osei, Robert L. Dessert, Karthik R. Iyer, Kyle Cochran, James P. Mason, Scott P. Monahan