Patents by Inventor Kyle Randolph Hinsz

Kyle Randolph Hinsz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Rapidly maturing expanded data transaction profiles
    Patent number: 8027947
    Abstract: A first set of variables is introduced into a data transaction scoring system. The first set of variables having a maturity level less than a second set of variables previously matured on the data transaction scoring system. The maturity level corresponding to an amount of exposure to the data transaction scoring system. The amount of exposure affecting a degree of precision for the data transaction scoring system. The first set of variables are introduced by expanding a data transaction profile for the data transaction scoring system including second set of variables to further include the first set of variables. Initial values are assigned for the first set of variables based on a statistical model. After such an assignment, scoring of data transactions using the expanded data transaction profile prior to maturing the data transaction system using the first set of variables can be initiated. Related apparatus, systems, techniques, and articles are also described.
    Type: Grant
    Filed: October 12, 2007
    Date of Patent: September 27, 2011
    Assignee: Fair Isaac Corporation
    Inventors: Kyle Randolph Hinsz, Frank Wall Elliott, Jr., Joseph Philip Milana
  • Rapidly Maturing Expanded Data Transaction Profiles
    Publication number: 20090125466
    Abstract: A first set of variables is introduced into a data transaction scoring system. The first set of variables having a maturity level less than a second set of variables previously matured on the data transaction scoring system. The maturity level corresponding to an amount of exposure to the data transaction scoring system. The amount of exposure affecting a degree of precision for the data transaction scoring system. The first set of variables are introduced by expanding a data transaction profile for the data transaction scoring system including second set of variables to further include the first set of variables. Initial values are assigned for the first set of variables based on a statistical model. After such an assignment, scoring of data transactions using the expanded data transaction profile prior to maturing the data transaction system using the first set of variables can be initiated. Related apparatus, systems, techniques, and articles are also described.
    Type: Application
    Filed: October 12, 2007
    Publication date: May 14, 2009
    Inventors: Kyle Randolph Hinsz, Frank Wall Elliott, JR., Joseph Philip Milana