Patents by Inventor Kyle Ray Brown

Kyle Ray Brown has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for discount debit card
    Patent number: 7747524
    Abstract: A discount debit card is with a merchant's point of sale terminal to register a transaction and send data identifying the transaction, merchant, and the eCard holder to a discount debit plan provider's terminal. Authorization to complete the transaction is sent to the merchant's terminal while the plan provider's terminal manages the cash flow of the merchant discounted transaction amount to the merchant's account, the debit of the eCard holder account for the holder's discounted purchase amount and distribution of the difference between the merchant discounted amount and the eCard holder discounted amount to the plan provider or its affiliates.
    Type: Grant
    Filed: June 6, 2002
    Date of Patent: June 29, 2010
    Inventor: Kyle Ray Brown
  • Method and system for discount debit card
    Publication number: 20030229584
    Abstract: A discount debit card is with a merchant's point of sale terminal to register a transaction and send data identifying the transaction, merchant, and the eCard holder to a discount debit plan provider's terminal. Authorization to complete the transaction is sent to the merchant's terminal while the plan provider's terminal manages the cash flow of the merchant discounted transaction amount to the merchant's account, the debit of the eCard holder account for the holder's discounted purchase amount and distribution of the difference between the merchant discounted amount and the eCard holder discounted amount to the plan provider or its affiliates.
    Type: Application
    Filed: June 6, 2002
    Publication date: December 11, 2003
    Applicant: Total eSolutions, Inc.
    Inventor: Kyle Ray Brown