Patents by Inventor Kyle Tobin

Kyle Tobin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11064075
    Abstract: A system for processing voice responses is disclosed. The system is configured to store a correlation table identifying relationships between self-service routines, tags, and corresponding actions. The system receives a call from a user and issues a query in response to the call. The system receives an utterance from the user in response to the user and determines whether the utterance matches a pre-defined response. If there is no match, the system analyzes the utterance with a pre-defined statistical language model and identifies a service tag for the utterance. The system then associates the utterance with the service tag and a self-service routine that is associated with the call. The system identifies an action from the correlation table that correlates to the service tag and the self-service routine.
    Type: Grant
    Filed: February 28, 2020
    Date of Patent: July 13, 2021
    Assignee: Bank of America Corporation
    Inventors: Kyle A. Tobin, Robert E. Lutzkow, Jr., Robert S. Morse, Jitendra Kumar Padam, Scott Steven Randrup
  • Publication number: 20200204679
    Abstract: A system for processing voice responses is disclosed. The system is configured to store a correlation table identifying relationships between self-service routines, tags, and corresponding actions. The system receives a call from a user and issues a query in response to the call. The system receives an utterance from the user in response to the user and determines whether the utterance matches a pre-defined response. If there is no match, the system analyzes the utterance with a pre-defined statistical language model and identifies a service tag for the utterance. The system then associates the utterance with the service tag and a self-service routine that is associated with the call. The system identifies an action from the correlation table that correlates to the service tag and the self-service routine.
    Type: Application
    Filed: February 28, 2020
    Publication date: June 25, 2020
    Inventors: Kyle A. Tobin, Robert E. Lutzkow, JR., Robert S. Morse, Jitendra Kumar Padam, Scott Steven Randrup
  • Patent number: 10609221
    Abstract: A system for processing voice responses is disclosed. The system is configured to store a correlation table identifying relationships between self-service routines, tags, and corresponding actions. The system receives a call from a user and issues a query in response to the call. The system receives an utterance from the user in response to the user and determines whether the utterance matches a pre-defined response. If there is no match, the system analyzes the utterance with a pre-defined statistical language model and identifies a service tag for the utterance. The system then associates the utterance with the service tag and a self-service routine that is associated with the call. The system identifies an action from the correlation table that correlates to the service tag and the self-service routine.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: March 31, 2020
    Assignee: Bank of America Corporation
    Inventors: Kyle A. Tobin, Robert E. Lutzkow, Jr., Robert S. Morse, Jitendra Kumar Padam, Scott Steven Randrup
  • Publication number: 20200076949
    Abstract: A system for processing voice responses is disclosed. The system is configured to store a correlation table identifying relationships between self-service routines, tags, and corresponding actions. The system receives a call from a user and issues a query in response to the call. The system receives an utterance from the user in response to the user and determines whether the utterance matches a pre-defined response. If there is no match, the system analyzes the utterance with a pre-defined statistical language model and identifies a service tag for the utterance. The system then associates the utterance with the service tag and a self-service routine that is associated with the call. The system identifies an action from the correlation table that correlates to the service tag and the self-service routine.
    Type: Application
    Filed: November 11, 2019
    Publication date: March 5, 2020
    Inventors: Kyle A. Tobin, Robert E. Lutzkow, JR., Robert S. Morse, Jitendra Kumar Padam, Scott Steven Randrup
  • Patent number: 10477028
    Abstract: A system for processing voice responses is disclosed. The system is configured to store a correlation table identifying relationships between self-service routines, tags, and corresponding actions. The system receives a call from a user and issues a query in response to the call. The system receives an utterance from the user in response to the user and determines whether the utterance matches a pre-defined response. If there is no match, the system analyzes the utterance with a pre-defined statistical language model and identifies a service tag for the utterance. The system then associates the utterance with the service tag and a self-service routine that is associated with the call. The system identifies an action from the correlation table that correlates to the service tag and the self-service routine.
    Type: Grant
    Filed: July 13, 2018
    Date of Patent: November 12, 2019
    Assignee: Bank of America Corporation
    Inventors: Kyle A. Tobin, Robert E. Lutzkow, Jr., Robert S. Morse, Jitendra Padam, Scott Steven Randrup
  • Patent number: 8687772
    Abstract: Methods, computer readable media, and apparatuses for managing calls in an interactive voice response system are presented. According to one or more aspects, a call from a user or customer is received by an interactive voice response system. The interactive voice response system retrieves user information based on user credentials. An interactive voice response program analyzes the user information and determines a first business rule to retrieve. A decision tree application retrieves the first business rule and analyzes the information within the first business rule. The decision tree application may retrieve one or more additional business rules based on a decision from the first business rule. The decision tree application makes a decision based on the information within the business rules and sends the decision to the interactive voice response application. Based on the decision, the interactive voice response application manages the call in the interactive voice response system.
    Type: Grant
    Filed: January 10, 2012
    Date of Patent: April 1, 2014
    Assignee: Bank of America Corporation
    Inventors: Daniel Forsee, Ethan Fletcher, Kyle Tobin, Robert M. Casas
  • Patent number: 8594281
    Abstract: Systems, methods, and computer readable media for providing a customer service system are provided. In some examples, the customer service system may include a telephone interface and may recognize both speech responses (e.g., voice commands) and/or touch tone responses. The system may include one or more rules for identifying options based on received user input. In some examples, the options provided based on touch tone input may be different from those based on received speech input. In some examples, the speech responses may be determined to meet a confidence threshold in order to progress to the next menu level or set of options. The confidence threshold may be adjusted and/or may be different or customizable for different menu options, levels, and the like.
    Type: Grant
    Filed: January 10, 2012
    Date of Patent: November 26, 2013
    Assignee: Bank of America Corporation
    Inventors: Daniel E. Forsee, II, Ethan U. Fletcher, Kyle A. Tobin
  • Publication number: 20130177139
    Abstract: Systems, methods, and computer readable media for providing a customer service system are provided. In some examples, the customer service system may include a telephone interface and may recognize both speech responses (e.g., voice commands) and/or touch tone responses. The system may include one or more rules for identifying options based on received user input. In some examples, the options provided based on touch tone input may be different from those based on received speech input. In some examples, the speech responses may be determined to meet a confidence threshold in order to progress to the next menu level or set of options. The confidence threshold may be adjusted and/or may be different or customizable for different menu options, levels, etc.
    Type: Application
    Filed: January 10, 2012
    Publication date: July 11, 2013
    Applicant: Bank of America
    Inventors: Daniel E. Forsee, II, Ethan U. Fletcher, Kyle A. Tobin
  • Publication number: 20130177144
    Abstract: Methods, computer readable media, and apparatuses for managing calls in an interactive voice response system are presented. According to one or more aspects, a call from a user or customer is received by an interactive voice response system. The interactive voice response system retrieves user information based on user credentials. An interactive voice response program analyzes the user information and determines a first business rule to retrieve. A decision tree application retrieves the first business rule and analyzes the information within the first business rule. The decision tree application may retrieve one or more additional business rules based on a decision from the first business rule. The decision tree application makes a decision based on the information within the business rules and sends the decision to the interactive voice response application. Based on the decision, the interactive voice response application manages the call in the interactive voice response system.
    Type: Application
    Filed: January 10, 2012
    Publication date: July 11, 2013
    Applicant: Bank of America Corporation
    Inventors: Daniel Forsee, Ethan Fletcher, Kyle Tobin, Robert M. Casas