Abstract: Disclosed is a method of paying an electronic settlement in an electronic commerce by assigning a payment settlement agency between a payer and a payee. The method includes a first step of the payer obtaining an electronic catalog from the payee through Internet; a second step of the payer approving an access of a payer's bank account by a payment settlement agency server; a third step of the payer ordering goods to a payee server and paying a settlement through of the payment settlement agency; a fourth step of the payment settlement agency server providing confirmation of an effect of transaction between the payer and the payee to concerned parties of the transaction; and a fifth step of transferring a deposit from the payer's bank account to a payee's bank account through a financial network.