Patents by Inventor Kyung Mu JO

Kyung Mu JO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • APP CARD-LINKED REPRESENTATIVE CARD, AND PAYMENT SYSTEM AND PAYMENT METHOD THEREOF
    Publication number: 20180300712
    Abstract: The present invention relates to a representative card linked with app cards, a payment system and a method thereof. The payment system comprises: a customer terminal which is connected to a card company server system through an app or web and is capable of replacing a main payment card with one selected among at least one or more app cards registered in the app or web in real time; a standard representative card which can be used online or offline as the representative of the app cards; an authorization network in which an authorization or purchase request is made based on the representative card; and a card company server system which performs an authorization or purchase process based on the main payment card of the registered app cards linked with the representative card.
    Type: Application
    Filed: October 13, 2016
    Publication date: October 18, 2018
    Inventors: Se Hun KIM, Jee Eun KIM, Jae Choon SHIN, Seo Hyeon BAE, Heung Sik CHAE, Ji Hyun JUNG, Kyung Mu JO