Abstract: Described herein are a system and techniques for enabling biometric authentication without exposing the authorizing entity to sensitive information. In some embodiments, the system receives a biometric template from a user device which is encrypted using a public key associated with the system. The encrypted biometric template is then provided to a second entity along with a biometric identifier. Upon receiving a request to complete a transaction that includes the biometric identifier and a second biometric template, the second entity may encrypt the second biometric template using the same public key associated with the system and perform a comparison between the two encrypted biometric templates. The resulting match result data file is already encrypted and can be provided to the system to determine an extent to which the two biometric templates match.

Abstract: Systems and methods are disclosed for training a generative adversarial network (GAN) to transform images of one type (e.g., a selfie) to images of a second type (e.g., an ID document image). Once trained, the GAN may be utilized to generate an augmented training set that includes pairs of images (e.g., an image of the first type paired with an image of the second type, an image of the second type generated from an image of the first type paired with an image of the second type). The augmented training data set may be utilized to train a matching model to identify when subsequent input images (e.g., a selfie and an ID image, an ID image generated from a selfie and an actual ID image) match.

Abstract: A method and system of using a vehicle mounted camera device to authenticate a user during an interaction is disclosed. The method includes receiving interaction data regarding an interaction between a user operating a communication device and an access device, the user being near other candidate users. The method then includes determining one or more match indicators, the match indicators generated by comparing different sample biometric templates of the user with different enrolled biometric templates. At least one of the different biometric sample templates may be an image-based biometric template and at least one may be a voice print biometric template. Then the method includes identifying the user based on at least the match indicator associated with the voice print biometric template. The method then includes, if the match indicators are positive match indicators, initiating a process on behalf of the user.

Abstract: A method is disclosed. The method includes a server computer receiving, from a user device, a first encrypted biometric template, wherein the server computer stores a plurality of encrypted enrollment biometric templates, and a table comprising a plurality of encrypted match values and corresponding unencrypted match values. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, input the first encrypted biometric template and an encrypted enrollment biometric template into a function to obtain an encrypted match value. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, determine if the encrypted match value corresponds to an unencrypted match value using the table, wherein the unencrypted match value is greater than a threshold. The server computer can then provide a notification to the user device or another device associated with the unencrypted match value.

Abstract: A method and system of using a vehicle mounted camera device to authenticate a user during an interaction is disclosed. The method includes receiving interaction data regarding an interaction between a user operating a communication device and an access device, the user being near other candidate users. The method then includes determining one or more match indicators, the match indicators generated by comparing different sample biometric templates of the user with different enrolled biometric templates. At least one of the different biometric sample templates may be an image-based biometric template and at least one may be a voice print biometric template. Then the method includes identifying the user based on at least the match indicator associated with the voice print biometric template. The method then includes, if the match indicators are positive match indicators, initiating a process on behalf of the user.

Abstract: A method is disclosed. The method includes a server computer receiving, from a user device, a first encrypted biometric template, wherein the server computer stores a plurality of encrypted enrollment biometric templates, and a table comprising a plurality of encrypted match values and corresponding unencrypted match values. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, input the first encrypted biometric template and an encrypted enrollment biometric template into a function to obtain an encrypted match value. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, determine if the encrypted match value corresponds to an unencrypted match value using the table, wherein the unencrypted match value is greater than a threshold. The server computer can then provide a notification to the user device or another device associated with the unencrypted match value.

Abstract: A method is disclosed. An authentication node may receive a plurality of encrypted match values, wherein the plurality of encrypted match values were formed by a plurality of worker nodes that compare a plurality of encrypted second biometric template parts derived from a second biometric template to a plurality of encrypted first biometric template parts derived from a first biometric template. The authentication node may decrypt the plurality of encrypted matchvalues resulting in a plurality of decrypted matchvalues. The authentication node may then determine if a first biometric template matches the second biometric template using the plurality of decrypted match values. An enrollment node may be capable of enrolling a biometric template and storing encrypted biometric template parts at worker nodes.

Abstract: A biometric matching process is disclosed. The biometric matching process may be used to obtain access to a resource managed by an access device using only biometric information. In some embodiments, a biometric template is stored in relation to a user device and/or account information, and is obscured. Upon receiving a request for access to a resource from an access device, the system may identify a number of user devices in proximity to the access device. Biometric templates associated with each of those user devices may be compared to a biometric template received from the access device. Upon identifying a match, the system may provide the access device with account information stored in relation to the matched biometric template. The access device may then complete a transaction using the provided account information and grant access to the requested resource.

Abstract: A method and system of using a vehicle mounted camera device to authenticate a user during an interaction is disclosed. The method includes receiving interaction data regarding an interaction between a user operating a communication device and an access device, the user being near other candidate users. The method then includes determining one or more match indicators, the match indicators generated by comparing different sample biometric templates of the user with different enrolled biometric templates. At least one of the different biometric sample templates may be an image-based biometric template and at least one may be a voice print biometric template. Then the method includes identifying the user based on at least the match indicator associated with the voice print biometric template. The method then includes, if the match indicators are positive match indicators, initiating a process on behalf of the user.

Abstract: A method is disclosed. The method includes a server computer receiving, from a user device, a first encrypted biometric template, wherein the server computer stores a plurality of encrypted enrollment biometric templates, and a table comprising a plurality of encrypted match values and corresponding unencrypted match values. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, input the first encrypted biometric template and an encrypted enrollment biometric template into a function to obtain an encrypted match value. The server computer can then, for each of the plurality of encrypted enrollment biometric templates, determine if the encrypted match value corresponds to an unencrypted match value using the table, wherein the unencrypted match value is greater than a threshold. The server computer can then provide a notification to the user device or another device associated with the unencrypted match value.

Abstract: Embodiments of the invention are directed to a system and methods for determining a likelihood that an image that includes a user is a spoof or fake. In some embodiments, focus values are determined for various parts of the image during a focus sweep. The focus values may represent a focus point at which a particular part of the image is sharp. In some embodiments, the focus values may be determined only for the sections of the image that correspond to a face within the image. From the focus values, the system may determine a relative depth of various parts of the image. Using the relative depths, the system may generate a rough depth map for the image. The depth map may be analyzed to determine a likelihood that the image is authentic.

Abstract: Techniques for intelligently deciding the optimal authenticator(s) from amongst those supported by an electronic device are described. The authentication system according to some embodiments may include a dynamic machine learner that incorporates the attributes of: (i) user behavior attributes (e.g., preferred authenticator); (ii) device attributes (e.g., hardware and software specifications, applications, etc.); and (iii) operating environment attributes (e.g., ambient light, noise, etc.), as well as the interplay between the aforementioned attributes over time to make the decision. In some embodiments, the authentication activities and patterns of other users of similar type (e.g., users exhibiting similar behavior across different operating environments) can also be learned and employed to improve the decision making process over time.

Abstract: Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed.