Abstract: A method for generating a credit risk score of a business entity. The method includes identifying a business management application (BMA) used by the business entity and a plurality of trading partners of the business entity, selecting, from the plurality of trading partners, a plurality of selected trading partners based on a pre-determined business activity measure of each of the plurality of trading partners, obtaining, from the BMA, a plurality of invoice payment records of the business entity paying the plurality of selected trading partners, analyzing, by a computer processor, the plurality of invoice payment records to generate a plurality of invoice payment statistics representing payment behavior of the business entity, and generating, by the computer processor and using a pre-determined formula, the credit risk score based on the plurality of invoice payment statistics.

Abstract: A method for generating a deal for a business, including identifying a deal goal of the business, obtaining a plurality of previous deals issued by a plurality of businesses, identifying a plurality of performance data items relating to the plurality of previous deals, filtering the plurality of previous deals to identify a plurality of previous deal characteristics, selecting a plurality of high performance deal characteristics from the plurality of previous deal characteristics, generating a plurality of deal characteristics for the deal, identifying a first deal provider and a second deal provider from a plurality of deal providers, generating the deal including the plurality of deal characteristics, receiving an approval of the deal, and transmitting the deal to the first deal provider and the second deal provider.