Patents by Inventor Lance M. HARRIS

Lance M. HARRIS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for enhanced transaction utility
    Patent number: 11468081
    Abstract: Various methods, apparatuses/systems, and media for enhanced transaction utility are disclosed. A processor implements a single data source for accessing to transaction data associated with each type of transaction related to a user account; causes a receiver to receive user input data from a user computing device for requesting access to a type of transaction data related to the user account from the single data source; and authenticate the user based on verifying the received user input data with pre-stored user data. The processor also routes, in response to authenticating, to a transaction application programming interface (API) corresponding to the requested type of transaction data; calls the transaction API via an API gateway to fetch the requested type of transaction data from the single data source; and causes a GUI of the user computing device to display the requested type of transaction data.
    Type: Grant
    Filed: January 21, 2021
    Date of Patent: October 11, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Kristin Muzik, Murali Pingali, Lance M. Harris, Shalini Khanna, Sang Eun Kim, Amit Kumar Meshram, Maxwell Evers, Ben Ferenchak
  • SYSTEM AND METHOD FOR ENHANCED TRANSACTION UTILITY
    Publication number: 20220229833
    Abstract: Various methods, apparatuses/systems, and media for enhanced transaction utility are disclosed. A processor implements a single data source for accessing to transaction data associated with each type of transaction related to a user account; causes a receiver to receive user input data from a user computing device for requesting access to a type of transaction data related to the user account from the single data source; and authenticate the user based on verifying the received user input data with pre-stored user data. The processor also routes, in response to authenticating, to a transaction application programming interface (API) corresponding to the requested type of transaction data; calls the transaction API via an API gateway to fetch the requested type of transaction data from the single data source; and causes a GUI of the user computing device to display the requested type of transaction data.
    Type: Application
    Filed: January 21, 2021
    Publication date: July 21, 2022
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Kristin MUZIK, Murali PINGALI, Lance M. HARRIS, Shalini KHANNA, Sang Eun KIM, Amit Kumar MESHRAM, Maxwell EVERS, Ben FERENCHAK