Abstract: A terminal system is described for use with circuit boards, which enables the terminals to be subsequently interconnected using any of a variety of point-to-point wiring methods. Each terminal includes a sleeve with a plated-through hole, the upper portion of the hole holding a contact clip member that receives leads of circuit components, and the lower portion of the hole formed to receive any of a variety of wire termination devices. A circuit board assembly is formed by first press-fitting the sleeves into holes in the board, from the component side of the board. A selected one of the many types of wire termination devices are later inserted into the bottom of the sleeve from the wiring side of the board. Each sleeve has a spline at its lower portion and a barb at its upper portion, which together resist rotation or withdrawal of the sleeve from its press-fitted position while avoiding warping of the board.