Patents by Inventor Larry E. Rosenberger

Larry E. Rosenberger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Algorithm for explaining credit scores
    Patent number: 8001041
    Abstract: An exemplary Web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input.
    Type: Grant
    Filed: July 27, 2007
    Date of Patent: August 16, 2011
    Assignee: Fair Isaac Corporation
    Inventors: Bruce Hoadley, Larry E. Rosenberger, Andrew Flint
  • Algorithm for explaining credit scores
    Patent number: 7280980
    Abstract: An exemplary Web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input. The invention herein discloses an algorithm that is used to provide an explanation of the primary factors influencing the score, where a rich data feed is provided to the facility implementing the algorithm.
    Type: Grant
    Filed: July 30, 2001
    Date of Patent: October 9, 2007
    Assignee: Fair Isaac Corporation
    Inventors: Bruce Hoadley, Larry E. Rosenberger, Andrew Flint