Patents by Inventor Larry Ingrum

Larry Ingrum has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260080489
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegäger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Application
    Filed: November 17, 2025
    Publication date: March 19, 2026
    Inventors: Edward W. Breitweiser, Larry Ingrum, Brian A. Steigerwald, Shreeti Banerjee
  • Publication number: 20260024154
    Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or doppelgänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Application
    Filed: September 25, 2025
    Publication date: January 22, 2026
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Larry Ingrum, Shreeti Banerjee
  • Patent number: 12499497
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Grant
    Filed: April 26, 2024
    Date of Patent: December 16, 2025
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Edward W. Breitweiser, Larry Ingrum, Brian A. Steigerwald, Shreeti Banerjee
  • Patent number: 12450675
    Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Grant
    Filed: February 28, 2024
    Date of Patent: October 21, 2025
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Larry Ingrum, Shreeti Banerjee
  • Publication number: 20240296510
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Application
    Filed: April 26, 2024
    Publication date: September 5, 2024
    Inventors: Edward W. Breitweiser, Larry Ingrum, Brian A. Steigerwald, Shreeti Banerjee
  • Publication number: 20240257282
    Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Application
    Filed: February 28, 2024
    Publication date: August 1, 2024
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Larry Ingrum, Shreeti Banerjee
  • Patent number: 12008671
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Grant
    Filed: December 5, 2022
    Date of Patent: June 11, 2024
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Shreeti Banerjee, Larry Ingrum
  • Patent number: 11948198
    Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Grant
    Filed: November 4, 2020
    Date of Patent: April 2, 2024
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Shreeti Banerjee, Larry Ingrum
  • Publication number: 20230186340
    Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
    Type: Application
    Filed: February 9, 2023
    Publication date: June 15, 2023
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Edward W. Breitweiser, Larry Ingrum, Jennifer L. Crawford, Jason W. Boice, Jeffrey G. Christianson
  • Publication number: 20230105564
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Application
    Filed: December 5, 2022
    Publication date: April 6, 2023
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Shreeti Banerjee, Larry Ingrum
  • Patent number: 11615437
    Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
    Type: Grant
    Filed: February 2, 2022
    Date of Patent: March 28, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Edward W. Breitweiser, Larry Ingrum, Jennifer L. Crawford, Jason W. Boice, Jeffrey G. Christianson
  • Publication number: 20230032043
    Abstract: In one aspect, a computer-implemented method for conducting an online insurance application process may include, via one or more processors, (1) receiving a request from an applicant to start an insurance application; (2) collecting, in response to receiving the request, applicant data from one or more service providers; (3) generating application questions for the applicant based upon the applicant data; (4) prompting the application questions to the applicant; (5) receiving, in response to prompting the application questions, responses to the application questions; and (6) generating a conditional receipt based at least upon the responses of the applicant.
    Type: Application
    Filed: October 13, 2022
    Publication date: February 2, 2023
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Betsy L. Wilkes, Dustin C. Sargent, Larry Ingrum, Edward W. Breitweiser, Ryan J. Merkle, Linda McKimmy
  • Patent number: 11544807
    Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or doppelgänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
    Type: Grant
    Filed: November 4, 2020
    Date of Patent: January 3, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Edward W. Breitweiser, Brian A. Steigerwald, Shreeti Banerjee, Larry Ingrum
  • Publication number: 20220156780
    Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
    Type: Application
    Filed: February 2, 2022
    Publication date: May 19, 2022
    Inventors: Edward W. Breitweiser, Larry Ingrum, Jennifer L. Crawford, Jason W. Boice, Jeffrey G. Christianson
  • Patent number: 11270331
    Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
    Type: Grant
    Filed: October 28, 2020
    Date of Patent: March 8, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Edward W. Breitweiser, Larry Ingrum, Jennifer L. Crawford, Jason W. Boice, Jeffrey G. Christianson