Patents by Inventor Larry O'Connor

Larry O'Connor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method, and computer program product to ensure data integrity for conducting a payment transaction
    Patent number: 11875348
    Abstract: Provided is a computer-implemented method for conducting a payment transaction to ensure data integrity of the payment transaction that includes generating a transaction authorization request message, where the transaction authorization request message comprises a payload associated with an electronic funds transfer at a point-of-sale (POS) device, and where generating the transaction authorization request message includes generating a digital signature for the payload using a private key of a payment gateway system and inserting the digital signature for the payload into the transaction authorization request message, transmitting the transaction authorization request message including the digital signature, and receiving a transaction authorization response message from a transaction service provider system. A system and computer program product are also provided.
    Type: Grant
    Filed: June 3, 2022
    Date of Patent: January 16, 2024
    Assignee: Visa International Service Association
    Inventors: Priya Nanduri, Vilas Hegde, Murugesh Moorthy Panchali, Larry O'Connor
  • System, Method, and Computer Program Product to Ensure Data Integrity for Conducting a Payment Transaction
    Publication number: 20220292502
    Abstract: Provided is a computer-implemented method for conducting a payment transaction to ensure data integrity of the payment transaction that includes generating a transaction authorization request message, where the transaction authorization request message comprises a payload associated with an electronic funds transfer at a point-of-sale (POS) device, and where generating the transaction authorization request message includes generating a digital signature for the payload using a private key of a payment gateway system and inserting the digital signature for the payload into the transaction authorization request message, transmitting the transaction authorization request message including the digital signature, and receiving a transaction authorization response message from a transaction service provider system. A system and computer program product are also provided.
    Type: Application
    Filed: June 3, 2022
    Publication date: September 15, 2022
    Inventors: Priya Nanduri, Vilas Hegde, Murugesh Moorthy Panchali, Larry O'Connor
  • System, method, and computer program product to ensure data integrity for conducting a payment transaction
    Patent number: 11379835
    Abstract: Provided is a computer-implemented method for conducting a payment transaction to ensure data integrity of the payment transaction that includes generating a transaction authorization request message, where the transaction authorization request message comprises a payload associated with an electronic funds transfer at a point-of-sale (POS) device, and where generating the transaction authorization request message includes generating a digital signature for the payload using a private key of a payment gateway system and inserting the digital signature for the payload into the transaction authorization request message, transmitting the transaction authorization request message including the digital signature, and receiving a transaction authorization response message from a transaction service provider system. A system and computer program product are also provided.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: July 5, 2022
    Assignee: Visa International Service Association
    Inventors: Priya Nanduri, Vilas Hegde, Murugesh Moorthy Panchali, Larry O'Connor
  • System, Method, and Computer Program Product to Ensure Data Integrity for Conducting a Payment Transaction
    Publication number: 20210035100
    Abstract: Provided is a computer-implemented method for conducting a payment transaction to ensure data integrity of the payment transaction that includes generating a transaction authorization request message, where the transaction authorization request message comprises a payload associated with an electronic funds transfer at a point-of-sale (POS) device, and where generating the transaction authorization request message includes generating a digital signature for the payload using a private key of a payment gateway system and inserting the digital signature for the payload into the transaction authorization request message, transmitting the transaction authorization request message including the digital signature, and receiving a transaction authorization response message from a transaction service provider system. A system and computer program product are also provided.
    Type: Application
    Filed: July 30, 2020
    Publication date: February 4, 2021
    Inventors: Priya Nanduri, Vilas Hegde, Murugesh Moorthy Panchali, Larry O'Connor