Abstract: A liner for swimming pools and, more particularly, a flexible plastic liner for above-ground swimming pools that is attached to the upper edge of the swimming pool wall. The pool liner of this invention has a plastic “beading” around its circumference, or border, which has a removable J-hook portion in connection with a bead portion. This beading arrangement allows the liner to be attached to pool walls that have “bead receivers” for attachment of beaded liners and to pool walls that have no bead receivers. The beading has perforations provided therein to facilitate the removal of the J-hook portion from the bead portion to convert the beading from a J-hook type liner to a bead type liner for insertion into a bead receiver.