Patents by Inventor Laura B. Smith

Laura B. Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240095811
    Abstract: Systems, apparatuses, and methods of an event-based automatic transaction on behalf of a user include and not limited to, determining, based on a plurality of information sources including a plurality of news information sources independent of a particular physical location, a probability of an event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring, in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, determining a location impacted by the event, in response to determining that the location of the user is proximate to the location impacted by the event, initiating a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.
    Type: Application
    Filed: December 1, 2023
    Publication date: March 21, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Himanshu Baral, David J. Hiltgen, Christine Rein, Laura B. Smith
  • Patent number: 11869068
    Abstract: Systems, apparatuses, and methods of an event-based automatic transaction on behalf of a user include and not limited to, determining, based on a plurality of information sources including a plurality of news information sources independent of a particular physical location, a probability of an event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring, in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, determining a location impacted by the event, in response to determining that the location of the user is proximate to the location impacted by the event, initiating a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.
    Type: Grant
    Filed: January 18, 2022
    Date of Patent: January 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Himanshu Baral, David J. Hiltgen, Christine Rein, Laura B. Smith
  • Patent number: 11227325
    Abstract: Systems, apparatuses, and methods of making (initiating and processing) an event-based automatic transaction on behalf of a user including and not limited to, determining an event geolocation impacted by an event and determining that the user is at the event geolocation based on a user device geolocation received from a user device of the user. In response to determining that the user is at the event geolocation, the event-based automatic transaction is automatically initiated and processed to digitally purchase goods or services on behalf of the user.
    Type: Grant
    Filed: December 11, 2018
    Date of Patent: January 18, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Himanshu Baral, David J. Hiltgen, Christine Rein, Laura B. Smith
  • Patent number: 7232460
    Abstract: An in-vivo method and apparatus is disclosed that comprises at least one sensor for determining changes in a human's an animal's body and reporting said changes outside the body. The sensor may be embedded in a sheath. The apparatus may be used to monitor chemical or physical changes in the body fluids. Alternatively, the apparatus may be used to monitor and regulate chemical or physical levels in humans and animals.
    Type: Grant
    Filed: April 25, 2002
    Date of Patent: June 19, 2007
    Assignee: Xillus, Inc.
    Inventors: Julian Van Erlach, Arlen L. Olsen, Jeffrey M. Smith, Laura B. Smith, Gerald E. Bender, Audra L. Stinchcomb, Denis P. Donnelly, James E. Peterson, Roger D. Whitmer, Gerald F. Dudding, Mark D. Scott
  • Publication number: 20030032892
    Abstract: An in-vivo method and apparatus is disclosed that comprises at least one sensor for determining changes in a human's an animal's body and reporting said changes outside the body. The sensor may be embedded in a sheath. The apparatus may be used to monitor chemical or physical changes in the body fluids. Alternatively, the apparatus may be used to monitor and regulate chemical or physical levels in humans and animals.
    Type: Application
    Filed: April 25, 2002
    Publication date: February 13, 2003
    Inventors: Julian Van Erlach, Arlen L. Olsen, Jeffrey M. Smith, Laura B. Smith, Gerald E. Bender, Audra L. Stinchcomb, Denis P. Donnelly, James E. Peterson, Roger D. Whitmer, Gerald F. Dudding, Mark D. Scott
  • Publication number: 20020111551
    Abstract: A method for detecting body condition using nano and microdevices is disclosed. The microdevice or nanodevice is inserted into a fluid stream within a body, and used in detecting a bodily condition. The bodily condition may be myocardial infarction, stroke, sickle cell anemia, phlebitis, or a vascular aneurysm. The micro or nano device may be detected using electron paramagnetic resonance (EPR), electron spin resonance (ESR), and nuclear magnetic resonance (NMR).
    Type: Application
    Filed: November 30, 2000
    Publication date: August 15, 2002
    Inventors: Julian Van Erlach, Arlen L. Olsen, Jeffrey M. Smith, Laura B. Smith, Gerald E. Bender, Audra L. Stinchcomb, Denis P. Donnelly, Mark D. Scott, James E. Peterson, Robert S. Hirsch
  • Publication number: 20020098472
    Abstract: A method for inserting a microdevice or nanodevice into a body fluid stream is disclosed. The micro or nanodevice may be inserted into or external to a cell, e.g., a red blood cell. For insertion into the cell, techniques such as reversible osmotic lysis, electroporation, microfine needle injection, and particle gun injection may be used. For the external device, it may be chemically modified with an organo hydroxyl, such as poly (ethylene glycol), methoxypoly (ethylene glycol). Also, it may include a lipid anchor.
    Type: Application
    Filed: November 30, 2000
    Publication date: July 25, 2002
    Inventors: Julian Van Erlach, Arlen L. Olsen, Jeffrey M. Smith, Laura B. Smith, Gerald E. Bender, Audra L. Stinchcomb, Denis P. Donnelly, Mark D. Scott, James E. Peterson, Robert S. Hirsch
  • Publication number: 20020094515
    Abstract: A method and apparatus for attaching a microdevice or nanodevice to a biological member is disclosed. The biological member is one of a blood cell, lipid molecules, a liver cell, a nerve cell, a skin cell, a bone cell, a lymph cell, an endocrine cell, a circulatory cell, a muscle cell. The nanodevice or microdevice includes one of a diagnostic system, a transmitter, a receiver, a battery, a transistor, a capacitor, and a detector.
    Type: Application
    Filed: November 30, 2000
    Publication date: July 18, 2002
    Inventors: Julian Van Erlach, Arlen L. Olsen, Jeffrey M. Smith, Laura B. Smith, Gerald E. Bender, Audra L. Stinchcomb, Denis P. Donnelly, Mark D. Scott, James E. Peterson, Robert S. Hirsch