Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.

Abstract: In some embodiments, a stylus for providing input to a capacitive touch screen, having a tip including or consisting of conductive felt, which provides a deformable conductive surface for contacting the touch screen. The tip is produced by felting base fibers (which are typically non-conductive) with conductive fibers. In other embodiments, a capacitive touch stylus having at least a first mode of operation and a second mode of operation, and including at least one conductive tip and switched circuitry (preferably, passive circuitry) including at least one switch biased in a default state indicative of the first mode of operation but switchable into a second state indicative of the second mode of operation in response to movement of the tip (typically, in response to exertion of not less than a threshold force on the tip). In some embodiments, a stylus having a conductive tip (e.g.

Abstract: The use of chemically modified dicarboxy polysaccharides for the topical treatment of the eyeball are described. The modified polysaccharides provide a carrier in solutions for the treatment of the eyeball to obtain a timed release.

Abstract: Chemically modified dicarboxy polysaccharides are described. The modified polysaccharides are useful as a carrier for cosmetics, pharmaceuticals, veterinary products and the like. The modified polysaccharides can provide a timed release of active ingredients.