Patents by Inventor Laura M. Ferris

Laura M. Ferris has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for transaction decision making
    Patent number: 8396279
    Abstract: According to one embodiment, the present invention relates to a method and a system for transaction decision making. According to an exemplary embodiment, a method and system for processing payment items involve receiving a payment item at a sorter device; extracting electronic data from the payment item from an electronic readable line of the payment item; imaging the payment item to obtain image data of the payment item; comparing the electronic data and the image data to verify payment data associated with the payment item; and determining an optimal settlement path for the payment item, at the sorter device.
    Type: Grant
    Filed: March 21, 2012
    Date of Patent: March 12, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Laura M. Ferris, Richard L. Norman, Anthony B. Gerevics
  • Method and system for transaction decision making
    Patent number: 8165381
    Abstract: According to one embodiment, the present invention relates to a method and a system for transaction decision making. According to an exemplary embodiment, a method and system for processing payment items involve receiving a payment item at a sorter device; extracting electronic data from the payment item from an electronic readable line of the payment item; imaging the payment item to obtain image data of the payment item; comparing the electronic data and the image data to verify payment data associated with the payment item; and determining an optimal settlement path for the payment item, at the sorter device.
    Type: Grant
    Filed: October 11, 2010
    Date of Patent: April 24, 2012
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Laura M. Ferris, Richard L. Norman, Anthony B. Gerevics