Patents by Inventor Lauren Dardick

Lauren Dardick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method, and computer program product for issuing and using debit cards
    Publication number: 20070175982
    Abstract: A system, method, and computer program product are used to issue and track debit cards. A system comprises an enrolling system that verifies an enrollee, associates an enrollee's main and overdraft account, and issues a debit card, an authentication system that receives information regarding a requested transaction of a debit card and that receives information regarding the main and overdraft account associated with the debit card and accepts or rejects the requested transaction based thereon, and a settlement system that generates a periodic report of at least one of the transactions, the main account, and the overdraft account. The overdraft account can be a charge or credit account.
    Type: Application
    Filed: June 30, 2006
    Publication date: August 2, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: David Bonalle, Emily Chong, I-Hsin Chuang, Lauren Dardick, Jennifer Elwood, William Gray, David Wong