Patents by Inventor Lauren Grendon
Lauren Grendon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11715099Abstract: A method for processing a trust-based transaction via a blockchain includes: receiving data associated with a proposed trust-based transaction including at least a transaction amount, payment data, and a broker identifier; processing payment for the transaction amount using the payment data; identifying a blockchain address associated with a broker corresponding to the broker identifier; generating a digital token, wherein the digital token is unique to the proposed trust-based transaction; electronically transmitting the generated digital token to a first computing device; and electronically transmitting at least the transaction amount, blockchain address, and at least one of: the generated digital token and data used to generate the generated digital token to a node associated with a blockchain network.Type: GrantFiled: December 20, 2017Date of Patent: August 1, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Lauren Grendon, Mamadou Alpha Barry, Edgar Marques, Julie Eloge Eboutou, Valerie Gann
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Publication number: 20230230056Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A transaction processing management node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the transaction processing management node.Type: ApplicationFiled: March 20, 2023Publication date: July 20, 2023Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
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Publication number: 20230169495Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: ApplicationFiled: January 10, 2023Publication date: June 1, 2023Inventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
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Patent number: 11610186Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A agent manager node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the agent manager node.Type: GrantFiled: August 18, 2017Date of Patent: March 21, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
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Patent number: 11556922Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: GrantFiled: May 20, 2021Date of Patent: January 17, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Thomas Treitlinger, Jose Pereira, Eduardo Andrade, Sébastien Le Callonnec, Lauren Grendon
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Publication number: 20220374877Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: ApplicationFiled: May 20, 2021Publication date: November 24, 2022Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
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Publication number: 20190188704Abstract: A method for processing a trust-based transaction via a blockchain includes: receiving data associated with a proposed trust-based transaction including at least a transaction amount, payment data, and a broker identifier; processing payment for the transaction amount using the payment data; identifying a blockchain address associated with a broker corresponding to the broker identifier; generating a digital token, wherein the digital token is unique to the proposed trust-based transaction; electronically transmitting the generated digital token to a first computing device; and electronically transmitting at least the transaction amount, blockchain address, and at least one of: the generated digital token and data used to generate the generated digital token to a node associated with a blockchain network.Type: ApplicationFiled: December 20, 2017Publication date: June 20, 2019Applicant: Mastercard International IncorporatedInventors: Lauren GRENDON, Mamadou Alpha BARRY, Edgar MARQUES, Julie Eloge EBOUTOU, Valerie GANN
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Publication number: 20180053159Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A transaction processing management node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the transaction processing management node.Type: ApplicationFiled: August 18, 2017Publication date: February 22, 2018Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
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Publication number: 20160246804Abstract: The present disclosure relates to methods and systems for processing files containing record data. The method comprising splitting the record data into several record data parts and storing the record data parts in a database, for each of the record data parts, adding an entry identifying the record data part to one of one or more queues, for each of the entries added to the one or more queues, retrieving the entry and processing the record data part identified by the entry by one of a plurality of processing servers. The disclosure further describes comprising a database for a system for the same.Type: ApplicationFiled: February 17, 2016Publication date: August 25, 2016Inventor: Lauren Grendon
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Publication number: 20130282533Abstract: Systems, methods and apparatus are described for providing an online shopping experience to a consumer who is shopping at a merchant's physical retail location. In an embodiment, a method includes a providing a consumer shopping experience website to obtain at least one of consumer registration data, consumer mobile device data, a consumer shopping list, merchant registration data, and merchant inventory data. In an implementation, a mobile shopping application is provided on a consumer's mobile device operable to provide information such as merchant store locations, merchant inventory, in-store product location data, product review information, and shopping cart information. The method includes receiving a request for shopping information, generating the requested shopping information, and transmitting the shopping information to the consumer mobile device in real time, while the consumer is in a merchant's store.Type: ApplicationFiled: April 17, 2013Publication date: October 24, 2013Inventors: Elizabeth Foran-Owens, Ken Rose, Adam Robert Bell, Lauren Grendon, Stephen Toner, Matthew Richard Stocke