Patents by Inventor Lauren Grendon

Lauren Grendon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11715099
    Abstract: A method for processing a trust-based transaction via a blockchain includes: receiving data associated with a proposed trust-based transaction including at least a transaction amount, payment data, and a broker identifier; processing payment for the transaction amount using the payment data; identifying a blockchain address associated with a broker corresponding to the broker identifier; generating a digital token, wherein the digital token is unique to the proposed trust-based transaction; electronically transmitting the generated digital token to a first computing device; and electronically transmitting at least the transaction amount, blockchain address, and at least one of: the generated digital token and data used to generate the generated digital token to a node associated with a blockchain network.
    Type: Grant
    Filed: December 20, 2017
    Date of Patent: August 1, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Lauren Grendon, Mamadou Alpha Barry, Edgar Marques, Julie Eloge Eboutou, Valerie Gann
  • Publication number: 20230230056
    Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A transaction processing management node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the transaction processing management node.
    Type: Application
    Filed: March 20, 2023
    Publication date: July 20, 2023
    Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
  • Publication number: 20230169495
    Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.
    Type: Application
    Filed: January 10, 2023
    Publication date: June 1, 2023
    Inventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
  • Patent number: 11610186
    Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A agent manager node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the agent manager node.
    Type: Grant
    Filed: August 18, 2017
    Date of Patent: March 21, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
  • Patent number: 11556922
    Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.
    Type: Grant
    Filed: May 20, 2021
    Date of Patent: January 17, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Thomas Treitlinger, Jose Pereira, Eduardo Andrade, Sébastien Le Callonnec, Lauren Grendon
  • Publication number: 20220374877
    Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.
    Type: Application
    Filed: May 20, 2021
    Publication date: November 24, 2022
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
  • Publication number: 20190188704
    Abstract: A method for processing a trust-based transaction via a blockchain includes: receiving data associated with a proposed trust-based transaction including at least a transaction amount, payment data, and a broker identifier; processing payment for the transaction amount using the payment data; identifying a blockchain address associated with a broker corresponding to the broker identifier; generating a digital token, wherein the digital token is unique to the proposed trust-based transaction; electronically transmitting the generated digital token to a first computing device; and electronically transmitting at least the transaction amount, blockchain address, and at least one of: the generated digital token and data used to generate the generated digital token to a node associated with a blockchain network.
    Type: Application
    Filed: December 20, 2017
    Publication date: June 20, 2019
    Applicant: Mastercard International Incorporated
    Inventors: Lauren GRENDON, Mamadou Alpha BARRY, Edgar MARQUES, Julie Eloge EBOUTOU, Valerie GANN
  • Publication number: 20180053159
    Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A transaction processing management node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the transaction processing management node.
    Type: Application
    Filed: August 18, 2017
    Publication date: February 22, 2018
    Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
  • Publication number: 20160246804
    Abstract: The present disclosure relates to methods and systems for processing files containing record data. The method comprising splitting the record data into several record data parts and storing the record data parts in a database, for each of the record data parts, adding an entry identifying the record data part to one of one or more queues, for each of the entries added to the one or more queues, retrieving the entry and processing the record data part identified by the entry by one of a plurality of processing servers. The disclosure further describes comprising a database for a system for the same.
    Type: Application
    Filed: February 17, 2016
    Publication date: August 25, 2016
    Inventor: Lauren Grendon
  • Publication number: 20130282533
    Abstract: Systems, methods and apparatus are described for providing an online shopping experience to a consumer who is shopping at a merchant's physical retail location. In an embodiment, a method includes a providing a consumer shopping experience website to obtain at least one of consumer registration data, consumer mobile device data, a consumer shopping list, merchant registration data, and merchant inventory data. In an implementation, a mobile shopping application is provided on a consumer's mobile device operable to provide information such as merchant store locations, merchant inventory, in-store product location data, product review information, and shopping cart information. The method includes receiving a request for shopping information, generating the requested shopping information, and transmitting the shopping information to the consumer mobile device in real time, while the consumer is in a merchant's store.
    Type: Application
    Filed: April 17, 2013
    Publication date: October 24, 2013
    Inventors: Elizabeth Foran-Owens, Ken Rose, Adam Robert Bell, Lauren Grendon, Stephen Toner, Matthew Richard Stocke