Patents by Inventor Lawrence Douglas

Lawrence Douglas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9053476
    Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.
    Type: Grant
    Filed: February 7, 2014
    Date of Patent: June 9, 2015
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Lawrence Douglas, Paul Moreton
  • Publication number: 20150095130
    Abstract: The disclosed embodiments include systems and methods for providing customer service. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive customer data and location data from a client device. The one or more processors may also execute the software instructions to identify a customer and a merchant based on the received data. The one or more processors may also execute the software instructions to determine an applicable customer service option based on at least the identified merchant and the identified customer, the customer service option including at least an option to activate a credit card secondary benefit, and transmit a notification to the client device, the notification including the customer service option when the identified customer is eligible for the determined customer service option.
    Type: Application
    Filed: September 29, 2014
    Publication date: April 2, 2015
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Moshe Benjamin, Lawrence Douglas
  • Publication number: 20150012436
    Abstract: A system and method in accordance with exemplary embodiments may include systems and methods for providing fraud management, which may include, receiving account holder data, determining vertical spend patterns associated with merchants to define a merchant risk for each merchant, generating a transactional behavior patter for the account holder, and generating a fraud score and/or action set (e.g., refer/decline/queue for review) based on the transactional behavior pattern and merchant risk. Account holder data may include, for example, an account type, an account balance, account credits and debits, and transaction data including merchant name, location, and transaction details.
    Type: Application
    Filed: July 3, 2014
    Publication date: January 8, 2015
    Inventors: Thomas S. POOLE, Lawrence DOUGLAS, Matthew R. BROLUND
  • Publication number: 20140278965
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing payment options. In one embodiment, a system may receive transaction information regarding a plurality of purchase transactions involving a plurality of merchants and customers of a financial service provider. The system may also determine a merchant and payment type for each of the plurality of purchase transactions based on the received transaction information. The system may further associate one or more of the determined payment types with each of the determined merchants. The system may also generate at least one configuration file reflecting the one or more of the determined payment types associated with each of the determined merchants. The system may also provide the at least one configuration file to at least one client device.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Lawrence Douglas, Paul Y. Moreton
  • Publication number: 20140279539
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing tipping suggestion services. A financial service provider configures a financial service account for a user. After the user makes a purchase at a merchant associated with leaving a tip, such as a restaurant, the financial service provider may determine metrics related to tipping, such as the user's own tipping behavior, or the tipping behavior of other users at the same merchant over time. The financial service provider may rapidly transmit the tipping metrics to a client device when a notification is received that a user has made a tip-eligible purchase, so that the user may factor the metrics into a decision of how much to tip in real time as the decision is being made.
    Type: Application
    Filed: March 13, 2014
    Publication date: September 18, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Jeremy Rephlo, Lawrence Douglas, Thomas S. Poole
  • Publication number: 20140279530
    Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.
    Type: Application
    Filed: February 7, 2014
    Publication date: September 18, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Lawrence Douglas, Paul Moreton
  • Patent number: 8742602
    Abstract: A die assembly includes a die mounted to a support, in which the support has interconnect pedestals formed at bond pads, and the die has interconnect terminals projecting beyond a die edge into corresponding pedestals. Also, a support has interconnect pedestals. Also, a method for electrically interconnecting a die to a support includes providing a support having interconnect pedestals formed at bond pads on the die mount surface of the support, providing a die having interconnect terminals projecting beyond a die edge, positioning the die in relation to the support such that the terminals are aligned with the corresponding pedestals, and moving the die and the support toward one another so that the terminals contact the respective pedestals.
    Type: Grant
    Filed: March 12, 2008
    Date of Patent: June 3, 2014
    Assignee: Invensas Corporation
    Inventors: Terrence Caskey, Lawrence Douglas Andrews, Jr., Scott McGrath, Simon J. S. McElrea, Yong Du, Mark Scott
  • Patent number: 8741987
    Abstract: A polymer masterbatch in latex form having nanomaterials and a compatibilized silica for incorporation into natural and synthetic polymers in latex form using precipitated or fumed silica with at least two organosilicon coupling compounds attached to the silica in an aqueous suspension.
    Type: Grant
    Filed: August 24, 2012
    Date of Patent: June 3, 2014
    Assignee: Lion Copolymer Holdings, LLC
    Inventors: Lawrence Douglas Harris, Mark Arigo, Subir Debnath, Jorge Soto
  • Patent number: 8723332
    Abstract: In die stack assembly configurations successive die in the stack are offset at a die edge at which die pads are situated, and the die are interconnected by electrically conductive traces. In some embodiments the electrically conductive traces are formed of an electrically conductive polymer. An electrically insulative conformal coating is provided having openings at die pads that are electrically connected.
    Type: Grant
    Filed: May 20, 2008
    Date of Patent: May 13, 2014
    Assignee: Invensas Corporation
    Inventors: Simon J. S. McElrea, Lawrence Douglas Andrews, Jr., Scott McGrath, Terrence Caskey, Scott Jay Crane, Marc E. Robinson, Loreto Cantillep
  • Patent number: 8629543
    Abstract: In die stack assembly configurations successive die in the stack are offset at a die edge at which die pads are situated, and the die are interconnected by electrically conductive traces. In some embodiments the electrically conductive traces are formed of an electrically conductive polymer. An electrically insulative conformal coating is provided having openings at die pads that are electrically connected.
    Type: Grant
    Filed: October 27, 2010
    Date of Patent: January 14, 2014
    Assignee: Invensas Corporation
    Inventors: Simon J. S. McElrea, Lawrence Douglas Andrews, Jr., Scott McGrath, Terrence Caskey, Scott Jay Crane, Marc E. Robinson, Loreto Cantillep
  • Publication number: 20130203917
    Abstract: A polymer masterbatch in latex form having nanomaterials and a compatibilized silica for incorporation into natural and synthetic polymers in latex form using precipitated or fumed silica with at least two organosilicon coupling compounds attached to the silica in an aqueous suspension.
    Type: Application
    Filed: August 24, 2012
    Publication date: August 8, 2013
    Applicant: LION COPOLYMER, LLC
    Inventors: Lawrence Douglas Harris, Mark Arigo, Subir Debnath, Jorge Soto
  • Publication number: 20130099392
    Abstract: Stacked die assemblies are electrically connected to connection sites on any support, without electrical connection to any interposed substrate or leadframe, and without solder.
    Type: Application
    Filed: April 25, 2012
    Publication date: April 25, 2013
    Applicant: VERTICAL CIRCUITS, INC.
    Inventors: Simon J. S. McElrea, Marc E. Robinson, Lawrence Douglas Andrews, JR.
  • Patent number: 8329810
    Abstract: A recycled elastomeric composition that can include a natural rubber, a synthetic elastomeric polymer, or combinations thereof is described herein. The synthetic elastomeric polymer can include butadiene and styrene. The recycled elastomeric composition can also include a compatibilized silica with a coupling agent, a crumb rubber, a carbon black, a filler, and an extender oil. Articles comprising the recycled elastomeric composition can include: floor mats, tires, belts, rollers, footwear, wire or cable jacketing, roof edging, tubulars, and marine impact bumpers.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: December 11, 2012
    Assignee: Lion Copolymer, LLC
    Inventors: Robert Stephen Rikhoff, Lawrence Douglas Harris, Gregory Neville Nelson
  • Patent number: 8329794
    Abstract: A polymer composition of a compatibilized silica in blends of acrylonitrile butadiene polymer and styrene butadiene polymer comprising six to ninety percent by weight of a compatibilized silica, at least one percent by weight of a coupling agent, at least one percent by weight of a styrene butadiene polymer, and at least one percent by weight of an acrylonitrile butadiene polymer is described herein. The polymer composition can have a minimum amount of at least ten percent by weight of 15:50 ratio, acrylonitrile to butadiene polymer, with the remainder being compatibilized silica.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: December 11, 2012
    Assignee: Lion Copolymer, LLC
    Inventors: Lawrence Douglas Harris, Harold William Young, Deepak Rasiklal Parikh, Daniel Courtney Patton, Vernon Vincent Vanis
  • Patent number: 8324081
    Abstract: An electrically insulative conformal coating is applied at least to the active (front) side and one or more sidewalls of the die during wafer processing. Also, a die has an electrically insulative conformal coating applied to at least the active (front) side and sidewalls. Also, assemblies include a stack of such die, electrically interconnected die-to-die; and assemblies include such a die or a stack of such die, electrically interconnected to underlying circuitry (for example in a substrate or a circuit board).
    Type: Grant
    Filed: March 4, 2011
    Date of Patent: December 4, 2012
    Inventors: Simon J. S. McElrea, Terrence Caskey, Scott McGrath, DeAnn Eileen Melcher, Reynaldo Co, Lawrence Douglas Andrews, Jr., Weiping Pan, Grant Villavicencio, Yong Du, Scott Jay Crane, Zongrong Liu
  • Patent number: 8178978
    Abstract: Stacked die assemblies are electrically connected to connection sites on any support, without electrical connection to any interposed substrate or leadframe, and without solder.
    Type: Grant
    Filed: March 12, 2009
    Date of Patent: May 15, 2012
    Assignee: Vertical Circuits, Inc.
    Inventors: Simon J. S. McElrea, Marc E. Robinson, Lawrence Douglas Andrews, Jr.
  • Patent number: 8159053
    Abstract: A flat leadless package includes at least one die mounted onto a leadframe and electrically connected to leads using an electrically conductive polymer or an electrically conductive ink. Also, an assembly includes stacked leadless packages electrically connected to leads using an electrically conductive polymer or an electrically conductive ink. Also, a package module includes an assembly of stacked leadless packages mounted on a support and electrically connected to circuitry in the support using an electrically conductive polymer or an electrically conductive ink.
    Type: Grant
    Filed: September 28, 2010
    Date of Patent: April 17, 2012
    Assignee: Vertical Circuits, Inc.
    Inventors: Lawrence Douglas Andrews, Jr., Jeffrey S. Leal, Simon J. S. McElrea
  • Publication number: 20110166265
    Abstract: High structure carbon black-styrene butadiene compositions and methods for making such are provided herein. In addition, articles made from the high structure carbon black-styrene butadiene compositions are also provided. The method can include high shear grinding a carbon black comprising from 1 percent by weight to 50 percent by weight of high structure carbon black that forms shear ground carbon black, and combining the shear grinded carbon black with water to form a carbon black slurry.
    Type: Application
    Filed: January 4, 2011
    Publication date: July 7, 2011
    Applicant: LION COPOLYMER, LLC
    Inventors: Lawrence Douglas Harris, Deepak Rasiklal Parikh, Vernon Vincent Vanis
  • Publication number: 20110166264
    Abstract: An elastomeric thermoplastic non-vulcanized terpolymer composition formed from acrylonitrile, styrene, and liquid 1,3-butadiene is disclosed herein. The terpolymer can have from 20 percent by weight to 50 percent by weight of the acrylonitrile, from 0.5 percent by weight to 20 percent by weight of the styrene, and from 30 percent by weight to 79.5 percent by weight of the butadiene. The acrylonitrile can be cross-linked to the styrene. The thermoplastic non-vulcanized terpolymer can include fillers, UV stabilizers, and plasticizers. Also disclosed is an article formed by the elastomeric thermoplastic non-vulcanized terpolymer and a process for making the composition.
    Type: Application
    Filed: January 4, 2011
    Publication date: July 7, 2011
    Applicant: LION COPOLYMER, LLC
    Inventors: Deepak Rasiklal Parikh, Robert Stephen Rikhoff, Lawrence Douglas Harris, Vernon Vincent Vanis
  • Publication number: 20110166262
    Abstract: A process for forming a compatibilized silica and nitrile polymer blend in latex form is described herein. The process can include treating a silica with a coupling agent in aqueous suspension to form a compatibilized silica slurry. The coupling agent can have the capacity of chemically reacting with the surface of the silica to bond the coupling agent thereto. The process can include blending at least a portion of the compatibilized silica slurry into a styrene butadiene polymer latex, forming a silica styrene butadiene polymer latex, and blending at least a portion of the compatibilized silica slurry into an acrylonitrile butadiene polymer latex, forming a silica acrylonitrile butadiene polymer latex. The process can include blending the silica styrene butadiene polymer latex with the silica acrylonitrile butadiene polymer latex, forming the compatibilized silica and nitrile polymer blend.
    Type: Application
    Filed: January 4, 2011
    Publication date: July 7, 2011
    Applicant: LION COPOLYMER, LLC
    Inventors: Lawrence Douglas Harris, Harold William Young, Deepak Rasiklal Parikh, Daniel Courtney Patton, Vernon Vincent Vanis