Patents by Inventor Lawrence E. Fouts
Lawrence E. Fouts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9299069Abstract: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.Type: GrantFiled: May 2, 2013Date of Patent: March 29, 2016Assignee: Bank of America CorporationInventors: Mark D. Felse, Theresa M. Brennan, Jr., Tessa R. Cooke, Lawrence E. Fouts, David T. Frew, Dewayne A. Furr, John B. Hall, Michele N. Hanshew, Nidhi Pinjani, James K. Benton
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Publication number: 20140330715Abstract: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.Type: ApplicationFiled: May 2, 2013Publication date: November 6, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Mark D. Felse, Theresa M. Brennan, JR., Tessa R. Cooke, Lawrence E. Fouts, David T. Frew, Dewayne A. Furr, John B. Hall, Michele N. Hanshew, Nidhi Pinjani, James K. Benton
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Publication number: 20140330717Abstract: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.Type: ApplicationFiled: May 2, 2013Publication date: November 6, 2014Applicant: Bank of America CorporationInventors: Mark D. Felse, Theresa M. Brennan, JR., Lawrence E. Fouts, Dewayne A. Furr, John B. Hall, Michele N. Hanshew, Nidhi Pinjani
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Publication number: 20140330714Abstract: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.Type: ApplicationFiled: May 2, 2013Publication date: November 6, 2014Applicant: Bank of America CorporationInventors: Mark D. Felse, Theresa M. Brennan, JR., Tessa R. Cooke, Lawrence E. Fouts, David T. Frew, Dewayne A. Furr, John B. Hall, Michele N. Hanshew, Nidhi Pinjani
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Publication number: 20140330718Abstract: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.Type: ApplicationFiled: May 2, 2013Publication date: November 6, 2014Applicant: Bank of America CorporationInventors: Mark D. Felse, Lawrence E. Fouts, Nidhi Pinjani
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Publication number: 20130036130Abstract: A system for analyzing performance data associated with a mail processing device includes a reporting module operable to receive, over a network, first data related to the operation of a mail processing device, store the first data in a database accessible over the network, receive, over the network, second data identifying filter criteria for the first data, filter, using a processor, the first data with the second data, generate, using the processor, a report based on the filtered first data, and communicate the report over the network.Type: ApplicationFiled: August 2, 2011Publication date: February 7, 2013Applicant: Bank of America CorporationInventors: Nidhi Pinjani, Lawrence E. Fouts