Abstract: A laminate and the method for its formation are provided. The laminates comprise one or more polymeric layers and a surface coating layer which has been cured utilizing a specific sequence of ultra-violet (UV) irradiation, germicidal irradiation, and heat treatment. The laminates are produced by a process which imparts an aesthetically pleasing low-gloss finish to the crosslinked surface layer. Advantageously, the laminates can be used to realistically simulate patterns, wood, and wood grain finishes as they demonstrate enhanced depth of grain and print.