Abstract: A system and method for providing behavior-based credit availability is presented. The described systems and methods may allow for a financial institution to raise a customer's credit line access beyond an initial amount without re-checking a customer's ability to pay. To this end, a customer may be pre-qualified for a credit limit up to a certain amount, but be granted line access to only a portion of that amount. If pre-established behavioral requirements are met, the customer may then receive line access to more of the pre-qualified line of credit, up to the full amount of the pre-qualified credit limit.

Abstract: Systems and methods for the activation and use of a temporary financial card are provided. A customer may cause a temporary financial card to be activated and associated with a value, and may give the card to a recipient who may use the temporary financial card to conduct financial transactions.