Abstract: A method and system are disclosed for providing insurance quotes to a user from a plurality of insurance carriers. The method and system provide a quick quote based upon minimal information entered by a user. A system reduces the amount of information that is necessary for the user to obtain a preliminary quote thereby providing feedback to the user and encouraging the user to complete the interview process. The user may select a carrier and then continue to enter additional information necessary for providing a binding quote.

Abstract: A competitive pricing analysis system and method has a central database with a first bridging application or interface that enables lead providers to provide lead data in a variety of formats. A second bridging application or interface enables clients to retrieve leads from the database and to provide a set of leads to a rating engine. The rating engine then generates premiums from the leads for a plurality of companies. Based on the generated premiums and a comparison thereof, a company is able to analyze their competitive position in the current marketplace.

Abstract: In competitive pricing analysis, a dataset of insurance premium quotes having associated insurance rating parameters such as credit scores or tiers can be ranked by the average insurance premium for each unique value of the insurance rating parameter. The rankings establish price points that can be aligned with price point rankings of multiple other insurance companies that use different methods or algorithms for determining the insurance rating parameter. The alignment of rankings for different insurance companies allow different parameter systems to be correlated.

Abstract: In competitive pricing analysis, a system and method aligns territory definitions for a plurality of insurance companies. Each territory definition may be mapped for a region and interest and then aligned to determine the uniquely aligned territories. Each uniquely aligned territory identifies only a single territory of a company's territory definition, allowing an accurate comparison of insurance premiums rates to be made between insurance companies for the uniquely aligned territory.