Abstract: A system and method for facilitating buying and selling of products and services is disclosed. In this system, a merchant who offers products or services to customers may provide its customers an option to pay for the products and services to a collection agent selected by the customer. The collection agent who receives the payments from the customers, in turn, may forward them to the merchant or a facilitator. In one aspect, a merchant offers a product or service to a customer through a communication device or network such as the Internet. The merchant or a facilitator serving the merchant enlists a number of collection agents wherein any one collection agent may receive payment from the customer for the product or service on behalf of the merchant.

Abstract: A system and method for facilitating buying and selling of products and services is disclosed. In this sytem, a merchant who offers products or services to customers may provide its customers an option to pay for the products and services to a collection agent selected by the customer. The collection agent who receives the payments from the customers, in turn, may forward them to the merchant or a facilitator. In one aspect, a merchant offers a product or service to a customer through a communication device or network such as the Internet. The merchant or a facilitator serving the merchant enlists a number of collection agents wherein any one collection agent may receive payment from the customer for the product or service on behalf of the merchant.