Abstract: A portable compatible browser with cookie alert and, allowing a user to take the browser display settings to another PC, or PC to PC without altering the browser settings setup from the first PC when moving to a second PC. And gives the user the capability to set the amount of cookies that can tag or logon to the user browser. Cookies that are logon or tag on to the user browser, automatically displaying on the user monitor or screen in or on a dropdown box, tag, cookie jar and or container giving the user the option to eat or burp the cookie that is display.

Abstract: A method and system for subscribing credit using subscribing credit plans wherein user choose a subscribing credit plan with a limited working life one to three years then apply for the service plan chosen. If approved subscriber is required to deposit up to ten percent of the service plan depending on the lender, pay an activation fee and or a monthly subscription fee in order to have access and use the credit amount applied for. There is no accruing interest on outstanding balance or deposit made to start an account. A lender may offer extra credit as a bonus in exchange to add interest on the outstanding bonus balance or it is subject to accrued interest, when part or whole bonus is used. Payment on outstanding balance over $50 is 2%-5% minimum, balance $50 and under is 25%-50% plus the subscribing fee.

Abstract: Disposable Financial Tools (DFI)/Yfee: Is a financial system that combats credit card and check fraud, preventing Identity thief and financial terrorism. Has a single working life, when used to make a purchase or other transaction, it cannot be reused or redeposit. Comes in 3 flavors, sleek check, Sleek Card and IEIcard. Their secondary numbers are automatically altered or lock from the network after gaining access and process. The secondary numbers drop off and die as a built in safety. Sleek Check: Is a check and credit card look-alike and carries a Sleek number. It is used for making payment with merchants in person. Can be architecture to pay an individual. IEICard has a Queen and Jones number, for Web and Telemarketing purchases. Sleek Card: It is used for making purchases in person and come in two flavors. Regular Card and Gift Card.

Abstract: Subscribing Credit plans with unlimited and limited life with a Paperless electronic checking system, electronic checkbook, credit card system with a utility card carrying four digits, with disposable or static numbers, using a personal software dialer/connect to login to a web template for fraud-less transaction. Purchase and or lease Credit without interest or with interest at a fix or unfix APR renewable. Credit increase by purchasing higher plans. Payment on outstanding balance over $50 is 2%-5% minimum, balance $50 and under is 25%-50%. Security feature (Checkact) that lock and unlock checks or financial card. Escrow features certify checks and allowed the payee to deposit it without using a bank teller or entering the bank. PYN prevents payee and payer from seeing each other account number on the check. Account has no accruing interest on outstanding balance. C-pay allows payment through any, Credsub issuer.