Abstract: A fastener for securing panels together has a body made of spring steel member having a rosette fastener and at least one mounting flange. The rosette fastener is secured within a first polymeric panel with the mounting flange engaging the opposite surface of an abutting substrate panel for lockably engaging the substrate and panel thereby holding the two panels together. In a preferred embodiment of the invention, the fastener includes a pair of flanges which are offset from a central platform of the body in which the rosette fastener is formed.

Abstract: An electrical system for vehicle panels is disclosed which includes a plurality of conductors and electrical accessories for connection to the panel. The electrical accessories include insulation displacement contacts for connection with conductors in the panel. In one embodiment, the panel includes a plurality of conductive layers providing an electrical bus for the panel. In another embodiment, the conductors are formed in the panel between two dielectric layers.

Abstract: An electrical system for vehicle panels which include a plurality of conductors and electrical accessories for connection to the panel. The electrical accessories include insulation displacement contacts for connection with conductors in the panel. In one embodiment, the panel includes a plurality of conductive layers providing an electrical bus for the panel. In another embodiment, the conductors are formed in the panel between two dielectric layers.