Patents by Inventor Lee Grice
Lee Grice has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20220368704Abstract: In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.Type: ApplicationFiled: July 22, 2022Publication date: November 17, 2022Inventors: Chris BROWN, Rakesh PATEL, John MULLINAX, Troy COLE, Julio FARACH, Lee GRICE, Patrick WADKINS, Erik STRONG, Cordell BOYNES
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Patent number: 11431736Abstract: In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.Type: GrantFiled: June 29, 2018Date of Patent: August 30, 2022Assignee: EQUIFAX INC.Inventors: Chris Brown, Rakesh Patel, John Mullinax, Troy Cole, Julio Farach, Lee Grice, Patrick Wadkins, Erik Strong, Cordell Boynes
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Patent number: 11132183Abstract: This disclosure involves development and deployment platforms for decision algorithms. For example, a computing system provides software development interface to a client device. The system sets, based on an input from the client device via the interface, a decision engine to a test mode that causes the decision engine to operate on test data stored in a first database and that prevents the decision engine from applying operations from the client device to production data stored in a second database. The system also configures the decision engine in the test mode to execute a different decision algorithms on the test data. The system also sets, based on another input via the interface, the decision engine to a deployment mode that causes the decision engine to operate on the production data. The system configures the decision engine in the deployment mode to execute one or more of the tested decision algorithms.Type: GrantFiled: February 22, 2018Date of Patent: September 28, 2021Assignee: EQUIFAX INC.Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Publication number: 20200145436Abstract: In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.Type: ApplicationFiled: June 29, 2018Publication date: May 7, 2020Inventors: Chris BROWN, Rakesh PATEL, John MULLINAX, Troy COLE, Julio FARACH, Lee GRICE, Patrick WADKINS, Erik STRONG, Cordell BOYNES
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Publication number: 20180189680Abstract: This disclosure involves development and deployment platforms for decision algorithms. For example, a computing system provides software development interface to a client device. The system sets, based on an input from the client device via the interface, a decision engine to a test mode that causes the decision engine to operate on test data stored in a first database and that prevents the decision engine from applying operations from the client device to production data stored in a second database. The system also configures the decision engine in the test mode to execute a different decision algorithms on the test data. The system also sets, based on another input via the interface, the decision engine to a deployment mode that causes the decision engine to operate on the production data. The system configures the decision engine in the deployment mode to execute one or more of the tested decision algorithms.Type: ApplicationFiled: February 22, 2018Publication date: July 5, 2018Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Patent number: 8108301Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.Type: GrantFiled: October 24, 2008Date of Patent: January 31, 2012Assignee: Equifax, Inc.Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Patent number: 7970698Abstract: The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.Type: GrantFiled: August 27, 2004Date of Patent: June 28, 2011Assignee: Equifax, Inc.Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Publication number: 20090112753Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.Type: ApplicationFiled: October 24, 2008Publication date: April 30, 2009Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Publication number: 20090048999Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.Type: ApplicationFiled: October 24, 2008Publication date: February 19, 2009Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Publication number: 20070179827Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.Type: ApplicationFiled: August 27, 2004Publication date: August 2, 2007Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy
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Publication number: 20070022027Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.Type: ApplicationFiled: August 27, 2004Publication date: January 25, 2007Inventors: Sandeep Gupta, Christian Hall, James Reid, Shen Lu, Dennis Horton, Lee Grice, Thresa Dixon, Scott Garten, Sudhakar Reddy