Patents by Inventor Lele Liang

Lele Liang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240066556
    Abstract: A device for separating and recovering flat-plate catalyst powder and a method for determining a wear ratio are provided. The device includes a powder separation unit and a powder recovery unit, a powder accumulation bin is respectively connected with a shell and a catalyst powder outlet, a cyclone outlet is configured on an inner side of a recovery shell, and a primary filter and a secondary filter are configured on an inner side wall of the recovery shell.
    Type: Application
    Filed: June 29, 2023
    Publication date: February 29, 2024
    Inventors: Yingjie Bao, Jieyong Hao, Changkai Yu, Xun Wu, Xianchun Zhou, Yanxuan Liang, Rongfu Tang, Feiyun Chen, Bin Luo, Kaiyou Liao, Danping Zhang, Chao Li, Fanhai Kong, Lele Wang, Qiang Bao, Chuan He
  • Patent number: 11790078
    Abstract: A system and a method are performed by a processor. A set of challenge questions for authenticating a plurality of customers to perform high-risk activities in their respective accounts associated with an entity is received. A machine learning model is used to determine an authentication score for each challenge question in the set and used to rank them. An electronic request on a computing device from an unverified customer who desires to perform a high-risk account activity is received. The unverified customer is authenticated either as a fraudster or a verified customer based on answers to the ranked challenge questions. The processor performs either allowing the verified customer to perform the at least one high-risk account activity with a respective account associated with the verified customer or blocking the fraudster to perform the at least one high-risk account activity.
    Type: Grant
    Filed: June 21, 2021
    Date of Patent: October 17, 2023
    Assignee: Capital One Services, LLC
    Inventors: Sergey E. Semichev, Lele Liang
  • Publication number: 20210312035
    Abstract: A method executed by a processor may include storing account activity data in a database which identifies prior account activities performed by customers in their respective accounts associated with a financial institution. The database may be accessible only by computing systems of the financial institution. A set of challenge questions may be received for authenticating customers to perform high-risk activities in their respective accounts that are based on prior account activities. A machine learning model may be used to determine an authentication score used for ranking each challenge question in the set of challenge questions. An electronic request may be received from an unverified customer who desires to perform high-risk activities in an account. Challenge questions may be selected based on the ranking. The unverified customer may be verified when correctly answering the selected challenge questions. The verified customer may be allowed to perform high-risk activities in the account.
    Type: Application
    Filed: June 21, 2021
    Publication date: October 7, 2021
    Inventors: Sergey E. Semichev, Lele Liang
  • Patent number: 11068582
    Abstract: A method executed by a processor may include storing account activity data in a database which identifies prior account activities performed by customers in their respective accounts associated with a financial institution. The database may be accessible only by computing systems of the financial institution. A set of challenge questions may be received for authenticating customers to perform high-risk activities in their respective accounts that are based on prior account activities. A machine learning model may be used to determine an authentication score used for ranking each challenge question in the set of challenge questions. An electronic request may be received from an unverified customer who desires to perform high-risk activities in an account. Challenge questions may be selected based on the ranking. The unverified customer may be verified when correctly answering the selected challenge questions. The verified customer may be allowed to perform high-risk activities in the account.
    Type: Grant
    Filed: January 9, 2020
    Date of Patent: July 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Sergey E. Semichev, Lele Liang
  • Publication number: 20210073371
    Abstract: A method executed by a processor may include storing account activity data in a database which identifies prior account activities performed by customers in their respective accounts associated with a financial institution. The database may be accessible only by computing systems of the financial institution. A set of challenge questions may be received for authenticating customers to perform high-risk activities in their respective accounts that are based on prior account activities. A machine learning model may be used to determine an authentication score used for ranking each challenge question in the set of challenge questions. An electronic request may be received from an unverified customer who desires to perform high-risk activities in an account. Challenge questions may be selected based on the ranking. The unverified customer may be verified when correctly answering the selected challenge questions. The verified customer may be allowed to perform high-risk activities in the account.
    Type: Application
    Filed: January 9, 2020
    Publication date: March 11, 2021
    Inventors: Sergey E. Semichev, Lele Liang
  • Patent number: 10572653
    Abstract: A method executed by a processor may include storing account activity data in a database which identifies prior account activities performed by customers in their respective accounts associated with a financial institution. The database may be accessible only by computing systems of the financial institution. A set of challenge questions may be received for authenticating customers to perform high-risk activities in their respective accounts that are based on prior account activities. A machine learning model may be used to determine an authentication score used for ranking each challenge question in the set of challenge questions. An electronic request may be received from an unverified customer who desires to perform high-risk activities in an account. Challenge questions may be selected based on the ranking. The unverified customer may be verified when correctly answering the selected challenge questions. The verified customer may be allowed to perform high-risk activities in the account.
    Type: Grant
    Filed: September 9, 2019
    Date of Patent: February 25, 2020
    Assignee: Capital One Services, LLC
    Inventors: Sergey E. Semichev, Lele Liang