Abstract: Roof shingles and methods of production thereof are provided. The roof shingles may include ethylene-propylene-diene terpolymer (“EPDM”). The EPDM may include an outward-facing surface and a substrate-facing surface. The outward-facing surface may include a reveal and a conceal. The reveal may be visible when the roof shingle is installed and the conceal may be covered by an upslope adjacent roof shingle when the roof shingle is installed. The roof shingle may include a reinforcement core. The reinforcement core may include galvanized steel. The reinforcement core may be embedded within the EPDM. The roof shingles may include adhesive sealant. The adhesive sealant may be applied to the substrate-facing surface for binding the roof shingle to a downslope adjacent roof shingle or a substrate. The roof shingles may include a plurality of EPDM granules being located on at least a portion of the surface of the reveal.

Abstract: Roof shingles and methods of production thereof are provided. The roof shingles may include ethylene-propylene-diene terpolymer (“EPDM”). The EPDM may include an outward-facing surface and a substrate-facing surface. The outward-facing surface may include a reveal and a conceal. The reveal may be visible when the roof shingle is installed and the conceal may be covered by an upslope adjacent roof shingle when the roof shingle is installed. The roof shingle may include a reinforcement core. The reinforcement core may include galvanized steel. The reinforcement core may be embedded within the EPDM. The roof shingles may include adhesive sealant. The adhesive sealant may be applied to the substrate-facing surface for binding the roof shingle to a downslope adjacent roof shingle or a substrate. The roof shingles may include a plurality of EPDM granules being located on at least a portion of the surface of the reveal.

Abstract: Roof shingles and methods of production thereof are provided. The roof shingles may include ethylene-propylene-diene terpolymer (“EPDM”). The EPDM may include an outward-facing surface and a substrate-facing surface. The outward-facing surface may include a reveal and a conceal. The reveal may be visible when the roof shingle is installed and the conceal may be covered by an upslope adjacent roof shingle when the roof shingle is installed. The roof shingle may include a reinforcement core. The reinforcement core may include galvanized steel. The reinforcement core may be embedded within the EPDM. The roof shingles may include adhesive sealant. The adhesive sealant may be applied to the substrate-facing surface for binding the roof shingle to a downslope adjacent roof shingle or a substrate. The roof shingles may include a plurality of EPDM granules being located on at least a portion of the surface of the reveal.

Abstract: Systems and methods are disclosed herein for accessing and extracting data from several sources and analyzing rate data to perform underwriting and de-risking calculations to generate bindable insurance quotes. The method includes receiving a property address from a user. The system may be configured to receive data relating to the property and person seeking insurance coverage through third-party or internal data sources. The system may then be configured to receive property data and demographic data from one or more data sources, normalize and parse the data, analyze the data based on a set of underwriting rules, rating rules, and de-risking rules, and determine an insurance premium quote that is bindable without having an agent involved at all.