Patents by Inventor Leo M. Chan

Leo M. Chan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240135465
    Abstract: Systems, devices, and methods are described herein for calculating a trust score. The trust score may be calculated between entities including, but not limited to, human users, groups of users, organizations, or businesses/corporations. A system trust score may be calculated for an entity by combining a variety of factors, including verification data, a network connectivity score, publicly available information, and/or ratings data. A peer trust score targeted from a first entity to a second entity may also be calculated based on the above factors. In some embodiments, the peer trust score may be derived from the system trust score for the target entity and may take into account additional factors, including social network connections, group/demographic info, and location data. Finally, a contextual trust score may be calculated between the first and second entities based on a type of transaction or activity to be performed between the two entities.
    Type: Application
    Filed: December 28, 2023
    Publication date: April 25, 2024
    Inventors: Evan V. Chrapko, Leo M. Chan, Shane Chrapko, Stephen Marsh, Ashif Mawji
  • Patent number: 11968105
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically assigned from third parties or based on the frequency of interactions between members. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. Network connectivity values and/or other social graph data may be outputted to third-party processes and services for use in initiating automatic transactions or making automated network-based or real-world decisions.
    Type: Grant
    Filed: April 14, 2022
    Date of Patent: April 23, 2024
    Assignee: WWW.TRUSTSCIENCE.COM INC.
    Inventors: Evan V Chrapko, Leo M. Chan
  • Patent number: 11900479
    Abstract: Systems, devices, and methods are described herein for calculating a trust score. The trust score may be calculated between entities including, but not limited to, human users, groups of users, organizations, or businesses/corporations. A system trust score may be calculated for an entity by combining a variety of factors, including verification data, a network connectivity score, publicly available information, and/or ratings data. A peer trust score targeted from a first entity to a second entity may also be calculated based on the above factors. In some embodiments, the peer trust score may be derived from the system trust score for the target entity and may take into account additional factors, including social network connections, group/demographic info, and location data. Finally, a contextual trust score may be calculated between the first and second entities based on a type of transaction or activity to be performed between the two entities.
    Type: Grant
    Filed: August 7, 2019
    Date of Patent: February 13, 2024
    Inventors: Evan V Chrapko, Leo M. Chan, Shane Chrapko, Stephen Marsh, Ashif Mawji
  • Publication number: 20230275817
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. For example, a network connectivity value may be determined from all or a subset of all of the retrieved paths.
    Type: Application
    Filed: May 2, 2023
    Publication date: August 31, 2023
    Inventor: Leo M. Chan
  • Patent number: 11665072
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. For example, a network connectivity value may be determined from all or a subset of all of the retrieved paths.
    Type: Grant
    Filed: August 17, 2020
    Date of Patent: May 30, 2023
    Inventor: Leo M. Chan
  • Publication number: 20230116362
    Abstract: Systems and methods for recruiting, counter-terrorism/security, insurance underwriting, sales and marketing improvement, decisioning financial transactions and collections, and social scoring are provided. Machine learning can assign connectivity values to other community members, including individuals, companies, products, brands, cities or neighborhoods, etc. Connectivity values may be automatically harvested from or assigned by third parties or based on the frequency and/or type of interactions between community members. Connectivity values may represent such factors as alignment, reputation within the community, degree of trust, competence at one or more skills, or compatibility with others. The degree and type of connectivity between two entities may be assessed by computing a connectivity value based upon connections between entities and relative or absolute trust, competence and/or compatibility features of the connections.
    Type: Application
    Filed: October 13, 2022
    Publication date: April 13, 2023
    Inventors: Evan V Chrapko, Leo M. Chan
  • Publication number: 20230098818
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a communit are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested, calculated, or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, andlor influence within a social graph within the network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be used to determine a network connectivity value from all or a subset of all of the retrieved paths and/or one or more connectivity statistics value associated with the first node and/or the second node.
    Type: Application
    Filed: December 1, 2022
    Publication date: March 30, 2023
    Inventors: Evan V. Chrapko, Leo M. Chan
  • Patent number: 11546223
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested, calculated, or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph within the network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be used to determine a network connectivity value from all or a subset of all of the retrieved paths and/or one or more connectivity statistics value associated with the first node and/or the second node.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: January 3, 2023
    Assignee: www.TrustScience.com Inc.
    Inventors: Evan V Chrapko, Leo M. Chan
  • Publication number: 20220300538
    Abstract: Systems, devices, and methods are described herein for searching for entities based on trust score and geography. The trust score may be calculated between entities including, but not limited to, human users, groups of users, organizations, or businesses/corporations and may take into account a variety of factors, including verification data, network connectivity, publicly available information, ratings data, group/demographic information, location data, and transactions to be performed, among others. A user may search for entities within a certain geographic location that meet a desired trust score. The results of the search may be generated for display on a user device, for example, by generating a map that shows the current location of the user device and the identified entities. The search may be filtered by entering an anticipated activity or transaction to be performed or desired by the user, and thereby returning entities that are associated with the activity or transaction.
    Type: Application
    Filed: June 7, 2022
    Publication date: September 22, 2022
    Inventors: Shane Chrapko, Christopher Trudel, Leo M. Chan, Zhaochen Guo, Ashif Mawji
  • Publication number: 20220239574
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically assigned from third parties or based on the frequency of interactions between members. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. Network connectivity values and/or other social graph data may be outputted to third-party processes and services for use in initiating automatic transactions or making automated network-based or real-world decisions.
    Type: Application
    Filed: April 14, 2022
    Publication date: July 28, 2022
    Inventors: Evan V Chrapko, Leo M. Chan
  • Patent number: 11386129
    Abstract: Systems, devices, and methods are described herein for searching for entities based on trust score and geography. The trust score may be calculated between entities including, but not limited to, human users, groups of users, organizations, or businesses/corporations and may take into account a variety of factors, including verification data, network connectivity, publicly available information, ratings data, group/demographic information, location data, and transactions to be performed, among others. A user may search for entities within a certain geographic location that meet a desired trust score. The results of the search may be generated for display on a user device, for example, by generating a map that shows the current location of the user device and the identified entities. The search may be filtered by entering an anticipated activity or transaction to be performed or desired by the user, and thereby returning entities that are associated with the activity or transaction.
    Type: Grant
    Filed: February 26, 2020
    Date of Patent: July 12, 2022
    Assignee: www.TrustScience.com Inc.
    Inventors: Shane Chrapko, Christopher Trudel, Leo M. Chan, Zhaochen Guo, Ashif Mawji
  • Patent number: 11323347
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically assigned from third parties or based on the frequency of interactions between members. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. Network connectivity values and/or other social graph data may be outputted to third-party processes and services for use in initiating automatic transactions or making automated network-based or real-world decisions.
    Type: Grant
    Filed: January 26, 2021
    Date of Patent: May 3, 2022
    Assignee: www.TrustScience.com Inc.
    Inventors: Evan V Chrapko, Leo M. Chan
  • Publication number: 20210287303
    Abstract: Systems and methods for recruiting, counter-terrorism/security, insurance underwriting, sales and marketing improvement, decisioning financial transactions and collections, and social scoring are provided. Machine learning can assign connectivity values to other community members, including individuals, companies, products, brands, cities or neighborhoods, etc. Connectivity values may be automatically harvested from or assigned by third parties or based on the frequency and/or type of interactions between community members. Connectivity values may represent such factors as alignment, reputation within the community, degree of trust, competence at one or more skills, or compatibility with others. The degree and type of connectivity between two entities may be assessed by computing a connectivity value based upon connections between entities and relative or absolute trust, competence and/or compatibility features of the connections.
    Type: Application
    Filed: January 28, 2020
    Publication date: September 16, 2021
    Inventors: Evan V. Chrapko, Leo M. Chan
  • Publication number: 20210258236
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically assigned from third parties or based on the frequency of interactions between members. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. Network connectivity values and/or other social graph data may be outputted to third-party processes and services for use in initiating automatic transactions or making automated network-based or real-world decisions.
    Type: Application
    Filed: January 26, 2021
    Publication date: August 19, 2021
    Inventors: Evan V. Chrapko, Leo M. Chan
  • Publication number: 20210232608
    Abstract: Systems and methods for conducting more reliable financial transactions, credit decisions, and security assessments are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent alignment, reputation within the network community, or the degree of trust. Information about a financial transaction initiated by a first member of the community, a credit decision, and/or a security assessment may be automatically published to other qualifying members of the community based on connectivity values.
    Type: Application
    Filed: April 15, 2021
    Publication date: July 29, 2021
    Inventors: Evan V Chrapko, Leo M. Chan
  • Publication number: 20210174440
    Abstract: Systems and methods for conducting reliable financial transactions, credit decisions, and security assessments are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation within the network community, or the degree of trust. Information about a financial transaction initiated by a first member of the community, a credit decision, and/or a security assessment may be automatically published to other qualifying members of the community based on connectivity values.
    Type: Application
    Filed: October 26, 2020
    Publication date: June 10, 2021
    Inventors: Evan V. Chrapko, Leo M. Chan
  • Publication number: 20210099355
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested, calculated, or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph within the network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be used to determine a network connectivity value from all or a subset of all of the retrieved paths and/or one or more connectivity statistics value associated with the first node and/or the second node.
    Type: Application
    Filed: December 14, 2020
    Publication date: April 1, 2021
    Inventors: Evan V. Chrapko, Leo M. Chan
  • Patent number: 10887177
    Abstract: Systems and methods for calculating trust scores (trustworthiness) based on social graph statistics are described herein. The trust scores (trustworthiness) may be determined within or between individuals, groups, and/or entities represented by nodes in a social graph or other network. Social graph analytics may be used to determine connectivity statistics for each node in the social graph or network. The trust score may then be calculated by analyzing a number of paths connecting nodes in the network and the connectivity statistics associated with the nodes of the network. This trust score may then be used to make prospective real-world decisions, such as a request for credit or initiating a transaction.
    Type: Grant
    Filed: July 27, 2018
    Date of Patent: January 5, 2021
    Assignee: WWW.TRUSTSCIENCE.COM INC.
    Inventors: Evan V Chrapko, Leo M. Chan
  • Publication number: 20200382391
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. For example, a network connectivity value may be determined from all or a subset of all of the retrieved paths.
    Type: Application
    Filed: August 17, 2020
    Publication date: December 3, 2020
    Inventor: Leo M. Chan
  • Patent number: 10812354
    Abstract: Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation, status, and/or influence within a social graph of a network community, or the degree of trust. The paths connecting a first node to a second node may be retrieved, and social graph data analytics may be performed on the retrieved paths. For example, a network connectivity value may be determined from all or a subset of all of the retrieved paths.
    Type: Grant
    Filed: May 13, 2019
    Date of Patent: October 20, 2020
    Assignee: WWW.TRUSTSCIENCE.COM INC.
    Inventor: Leo M. Chan