Patents by Inventor Leopoldo Luera, III

Leopoldo Luera, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for making a pre-payment from a vehicle
    Patent number: 11816660
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: August 25, 2021
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Methods and systems for making a pre-payment from a vehicle
    Patent number: 11138592
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: October 5, 2021
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Methods and systems for making a pre-payment from a vehicle
    Patent number: 10817870
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: April 22, 2019
    Date of Patent: October 27, 2020
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Methods and systems for making a pre-payment
    Patent number: 10475028
    Abstract: Methods and systems are provided for making a pre-payment. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: February 23, 2017
    Date of Patent: November 12, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear
  • Methods and systems for making a pre-payment
    Patent number: 9602164
    Abstract: Methods and systems are provided for making a pre-payment from a vehicle. In some embodiments, a user is provided with a mobile wallet; information populating at least one payment instrument to the mobile wallet is received; information that the mobile wallet is usable with respect to the vehicle is received; information that the mobile wallet has been presented by the vehicle to a payment location is received; an authorized pre-payment corresponding to items or an amount associated with the payment location is received; a token is received from the user at the payment location; and the pre-payment is settled using the payment instrument.
    Type: Grant
    Filed: April 30, 2012
    Date of Patent: March 21, 2017
    Assignee: United Services Automobile Association (USAA)
    Inventors: Leopoldo Luera, III, Charles Bear