Patents by Inventor Les McPhearson

Les McPhearson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, Methods and Products for an Insurance Coverage
    Publication number: 20150205926
    Abstract: An insurance system receives a claim based on an insurance policy for an illness. A processor determines a level of severity of the illness based on the claim. The processor determines a payout based on the level of severity of illness, where the payout comprises a staggered percentage of a maximum payout under the insurance policy. The payout can then be paid to the insured.
    Type: Application
    Filed: October 7, 2014
    Publication date: July 23, 2015
    Inventors: Les McPhearson, Julie Pohjola, Matt Fleischman, Scott Smith, Jean Park, Howard N. Fixler, John Dembowski