Abstract: A method of purchasing and selling insurance includes transmitting property information (3001-3015), having the property information (3001-3013) analyzed, modifying at least one quotation calculation underwriting rule based on the analysis of the information, creating an insurance pricing model (3400) based on the modified underwriting rule, transmitting and receiving the insurance quote (3305, 3400), and purchasing insurance (3409) via computer. A method for modifying insurance coverage (3405) including transmitting property information (3001-3015) and existing policy information to a first insurance provider, generating a document directed to a second insurance provider authorizing cancellation of the existing insurance policy and directing the second insurance provider to remit a refund payment.

Abstract: A method of purchasing and selling insurance includes transmitting property information, having the property information analyzed, modifying at least one quotation calculation underwriting rule based on the analysis of the information, creating an insurance pricing model based on the modified underwriting rule, transmitting and receiving the insurance quote, and purchasing insurance via computer. A method for modifying insurance coverage including transmitting property information and existing policy information to a first insurance provider, generating a document directed to a second insurance provider authorizing cancellation of the existing insurance policy and directing the second insurance provider to remit a refund payment.

Abstract: A waste disposal assembly for the simultaneous disposal of a plurality of fluid filtration devices, the assembly including a main disposal housing with a disposal storage area, a fluid storage area and, a processing area having an exterior access to allow loading of a plurality of fluid filtration devices into the processing area, a lid member to cover the processing area subsequent to the loading, a compactor face to compact the plurality of fluid filtration devices within the processing area thereby squeezing fluid from the fluid filtration devices and forming a compressed waste block which is thereafter separated so as to break up the compressed waste block within the processing area, and an interior access which is to be opened to receive the broken up compressed waste block therethrough for passage into the disposal storage area which is structured to contain a substantial quantity of the broken up compressed waste blocks until appropriate disposal is made.