Abstract: Methods and apparatus, including computer programs encoded on computer storage media, for monitoring resource transfer are provided.

Abstract: Implementations of the present specification disclose methods, devices, and apparatuses for determining a feature interpretation of a predicted label value of a user generated by a GBDT model. In one aspect, the method includes separately obtaining, from each of a predetermined quantity of decision trees ranked among top decision trees, a leaf node and a score of the leaf node; determining a respective prediction path of each leaf node; obtaining, for each parent node on each prediction path, a split feature and a score of the parent node; determining, for each child node on each prediction path, a feature corresponding to the child node and a local increment of the feature on the child node; obtaining a collection of features respectively corresponding to the child nodes; and obtaining a respective measure of relevance between the feature corresponding to the at least one child node and the predicted label value.

Abstract: A model integration method and device are provided. The method includes: obtaining an integrated model, the integrated model having one integrated output value and a plurality of input values, the plurality of input values corresponding to a plurality of output values of a plurality of independent models; performing one or more iterations of optimizing process until a preset iteration stop condition is satisfied: acquiring a prediction output by the integrated model based on a preset test event set; determining an index value of the integrated model based on the prediction output, the index value indicates a performance evaluation of the integrated model; if the index value fails to meet a preset performance requirement; after the preset iteration stop condition is satisfied, determining the integrated model as acceptable.

Abstract: Methods and apparatus, including computer programs encoded on computer storage media, for monitoring resource transfer are provided.

Abstract: Implementations of the present specification disclose methods, devices, and apparatuses for determining a feature interpretation of a predicted label value of a user generated by a GBDT model. In one aspect, the method includes separately obtaining, from each of a predetermined quantity of decision trees ranked among top decision trees, a leaf node and a score of the leaf node; determining a respective prediction path of each leaf node; obtaining, for each parent node on each prediction path, a split feature and a score of the parent node; determining, for each child node on each prediction path, a feature corresponding to the child node and a local increment of the feature on the child node; obtaining a collection of features respectively corresponding to the child nodes; and obtaining a respective measure of relevance between the feature corresponding to the at least one child node and the predicted label value.

Abstract: A model integration method and device are provided. The method includes: obtaining an integrated model, the integrated model having one integrated output value and a plurality of input values, the plurality of input values corresponding to a plurality of output values of a plurality of independent models; performing one or more iterations of optimizing process until a preset iteration stop condition is satisfied: acquiring a prediction output by the integrated model based on a preset test event set; determining an index value of the integrated model based on the prediction output, the index value indicates a performance evaluation of the integrated model; if the index value fails to meet a preset performance requirement; after the preset iteration stop condition is satisfied, determining the integrated model as acceptable.