Abstract: The present invention relates to a novel incision-free adaptive TVT-XO for treatment of urinary incontinence, comprising a tape body (1), wherein the tape body (1) comprises a left tape (11) and a right ape (12); each of the left tape (11) and the right ape (12) comprises a mesh band (13); a fixing anchor (14), configured to fix one end of the tape body (1) between the obturator fascia and the obturator externus muscle of the pelvis, is disposed at one end of the mesh band (13); male and female snap buckles (15) are disposed at the other ends of the mesh bands (13) of both the left tape (11) and the right ape (12), respectively; the left tape (11) and the right ape (12) are combined by means of insertion of the male and female snap buckles (15) to form a cross structure, which is “”-shaped.