Abstract: An apparatus and method for retaining an article of clothing, such as a jacket or coat, relative to a wearer. The apparatus can have a central portion, a first shoulder loop with first and second ends coupled to the central portion, a second shoulder loop with first and second ends coupled to the central portion, and a mechanism, such as a pair of jaws or a coupling flap, for retaining and supporting an article of clothing relative to the central portion. The method can have the wearer dispose his or her arms through the shoulder loops and retain an article of clothing using the retaining and supporting mechanism.

Abstract: A combined seat belt cover and pillow for use relative to a vehicular seat belt arrangement comprising an elongate seat belt cover for coupling to an elongate seat belt and a pillow coupled to the elongate seat belt cover adjacent to a first end of the elongate seat belt cover. The elongate seat belt cover and pillow can cooperate to simulate a head and a body of an animal wherein the pillow simulates the head of the animal and the elongate seat belt cover simulates at least a portion of the body of the animal. First and possibly second generally rigid widened portions of the elongate seat belt cover can simulate sets of legs of the simulated animal to disperse the force of the elongate seat belt relative to the vehicular occupant. A miniature simulation of the simulated animal can be retained by the elongate seat belt cover in a pocket, and a strip of ultra-smooth material can be affixed to the elongate seat belt cover and pillow.