Patents by Inventor Lisa Doherty

Lisa Doherty has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220198451
    Abstract: Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.
    Type: Application
    Filed: March 11, 2022
    Publication date: June 23, 2022
    Inventors: Amy Alterman, Jeffrey Sachs, Denise Raper, Paul Spaeth, Aashish Bhargava, Traci Engle, Sameer Govila, Lisa Doherty, David Richey
  • Patent number: 11301852
    Abstract: Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.
    Type: Grant
    Filed: November 3, 2015
    Date of Patent: April 12, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Amy Alterman, Jeffrey Sachs, Denise Raper, Paul Spaeth, Aashish Bhargava, Traci Engle, Sameer Govila, Lisa Doherty, David Richey
  • Publication number: 20160125405
    Abstract: Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.
    Type: Application
    Filed: November 3, 2015
    Publication date: May 5, 2016
    Inventors: Amy Alterman, Jeffrey Sachs, Denise Raper, Paul Spaeth, Aashish Bhargava, Traci Engle, Sameer Govila, Lisa Doherty, David Richey