Abstract: Methods, systems, and articles of manufacture are disclosed for providing a repayment plan to financial account customers, such as credit card customers. Customers may be offered membership into a repayment plan provided by a financial account provider to allow the customers to pay back debt associated with their credit card accounts. A customer may select one of several options associated with the plan that have various parameters, such as different payment amounts, due dates, and/or fees. The financial account provider may offer incentives to customers to make timely payments while a member of the repayment plan, such as adjustments to a credit bureau report upon successful completion of the plan. The financial account provider may also be configured to monitor the activity of a customer's account during the repayment plan to ensure the customer meets determined criteria associated with the repayment plan option selected by the customer.