Abstract: In an example embodiment, a system is provided for a cashback funding of an account. The system comprises a transaction request receiving module configured to receive a request to make a transaction between a user and an online vendor using a first account of the user, the transaction request including a transaction amount and an identification of the online vendor, A transaction authorization module is configured to provide an option to select a cashback amount, receive a selected cashback amount from the user, add the selected cashback amount to the transaction amount, generate a completion, request message based on the sum. to a third party payment processor, and upon receiving an approval message in response to the completion request message, direct the transaction amount to the online vendor.

Abstract: In an example embodiment, a system is provided for a cashback funding of an account. The system comprises a transaction receiving module to receive a request to process a transaction amount, wherein the transaction amount is funded by a debit card. The system further comprises a transaction authorization module to make a pre-authorization request to the debit card, wherein the pre-authorization request exceeds the transaction amount by a predetermined value and is to receive an approval for the pre-authorization request. The system further comprises a cashback funding module to offer a cashback amount in excess of the transaction amount but less than the predetermined value. In response to an acceptance of the cashback offer by a user, the cashback funding module is to make an authorization request for the total amount, and in response to an approval of the authorization, is to fund the account with the funds in excess of the transaction.

Abstract: In an example embodiment, a system is provided for a cashback funding of an account. The system comprises a transaction receiving module to receive a request to process a transaction amount, wherein the transaction amount is funded by a debit card. The system further comprises a transaction authorization module to make a pre-authorization request to the debit card, wherein the pre-authorization request exceeds the transaction amount by a predetermined value and is to receive an approval for the pre-authorization request. The system further comprises a cashback funding module to offer a cashback amount in excess of the transaction amount but less than the predetermined value. In response to an acceptance of the cashback offer by a user, the cashback funding module is to make an authorization request for the total amount, and in response to an approval of the authorization, is to fund the account with the funds in excess of the transaction.