Patents by Inventor Lisa M. Martin

Lisa M. Martin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PHYSICAL-VIRTUAL GIFTING VIA ONLINE BILLPAY
    Publication number: 20140074701
    Abstract: Apparatus and methods for improving online billpay are provided. In some embodiments, the apparatus and methods may receive an attachment from a donor. The attachment may be submitted by the donor for inclusion in a gratuitous transfer of funds to a beneficiary. The transfer of funds may be tagged using an electronic marker. The tag may include a set of predefined parameters. The tag may restrict the use of funds according to a set of predefined parameters. The gratuitous transfer of funds may be electronically transmitted. The transfer may be confirmed by an electronic notification.
    Type: Application
    Filed: September 13, 2012
    Publication date: March 13, 2014
    Applicant: Bank of America Corporation
    Inventors: Tamara S. Kingston, Charles J. Burrell, Lisa M. Martin