Patents by Inventor LISA YOKOYAMA

LISA YOKOYAMA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CHARGE SPLITTING ACROSS MULTIPLE PAYMENT SYSTEMS
    Publication number: 20230252445
    Abstract: A system and a method for splitting a transaction across multiple systems is disclosed. In some examples, a system is configured to receive a notification of a transaction that has occurred with a merchant for a transaction account. The system is configured to initiate a split of the transaction based at least in part on a selection of a user interface element and display a user interface for identifying a selection of a peer-to-peer system for a selected contact of the transaction. A funds request is transmitted and includes an identifier for the selected contact at the peer-to-peer system.
    Type: Application
    Filed: April 6, 2023
    Publication date: August 10, 2023
    Inventors: FARAZ BABAR, SYLVAIN BOUCARD, LAVANYA VENKATANARAYANAN, LISA YOKOYAMA
  • TRACKING REPAYMENT STATUS ACROSS MULTIPLE PAYMENT SYSTEMS
    Publication number: 20230245091
    Abstract: A system and a method for tracking repayment status of a transaction split across multiple systems is disclosed. In some examples, a system is configured to receive a notification of a transaction that has occurred with a merchant for a transaction account. The system is configured to initiate a split of the transaction based at least in part on a selection of a user interface element and display a user interface for identifying a selection of a peer-to-peer system for a selected contact of the transaction. A funds request is transmitted and includes an identifier for the selected contact at the peer-to-peer system. A user interface is displayed provides a repayment status for the fund request transmitted for the identifier.
    Type: Application
    Filed: April 6, 2023
    Publication date: August 3, 2023
    Inventors: FARAZ BABAR, SYLVAIN BOUCARD, LAVANYA VENKATANARAYANAN, LISA YOKOYAMA
  • Charge splitting across multiple payment systems
    Patent number: 11657380
    Abstract: A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit instructions via APIs to peer-to-peer payment systems to request payment from the requestees. The peer-to-peer payment systems may transfer the payment to the transaction account issuer, and the transaction account issuer may apply to payment to the consumer's transaction account.
    Type: Grant
    Filed: May 5, 2020
    Date of Patent: May 23, 2023
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Faraz Babar, Sylvain Boucard, Lavanya Venkatanarayanan, Lisa Yokoyama
  • CHARGE SPLITTING ACROSS MULTIPLE PAYMENT SYSTEMS
    Publication number: 20200273015
    Abstract: A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit instructions via APIs to peer-to-peer payment systems to request payment from the requestees. The peer-to-peer payment systems may transfer the payment to the transaction account issuer, and the transaction account issuer may apply to payment to the consumer's transaction account.
    Type: Application
    Filed: May 5, 2020
    Publication date: August 27, 2020
    Inventors: Faraz Babar, Sylvain Boucard, Lavanya Venkatanarayanam, Lisa Yokoyama
  • CHARGE SPLITTING ACROSS MULTIPLE PAYMENT SYSTEMS
    Publication number: 20180225649
    Abstract: A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit instructions via APIs to peer-to-peer payment systems to request payment from the requestees. The peer-to-peer payment systems may transfer the payment to the transaction account issuer, and the transaction account issuer may apply to payment to the consumer's transaction account.
    Type: Application
    Filed: February 6, 2017
    Publication date: August 9, 2018
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: FARAZ BABAR, SYLVAIN BOUCARD, LAVANYA VENKATANARAYANAN, LISA YOKOYAMA