Patents by Inventor Lloyd Fernandes

Lloyd Fernandes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11869276
    Abstract: An application running on a user's mobile communication device photographically captures images of a code image. The code image may be permanently displayed at the transport location, or may be provided on a vehicle temporarily at the transport location. The displayed code image encodes travel data including ticket prices of a travel service from the transport location, and the application decodes the travel data from the captured images. The user can use the application to purchase a travel ticket on the travel service.
    Type: Grant
    Filed: March 5, 2019
    Date of Patent: January 9, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Lloyd Fernandes
  • Publication number: 20190279434
    Abstract: An application running on a user's mobile communication device photographically captures images of a code image. The code image may be permanently displayed at the transport location, or may be provided on a vehicle temporarily at the transport location. The displayed code image encodes travel data including ticket prices of a travel service from the transport location, and the application decodes the travel data from the captured images. The user can use the application to purchase a travel ticket on the travel service.
    Type: Application
    Filed: March 5, 2019
    Publication date: September 12, 2019
    Inventor: Lloyd Fernandes
  • Publication number: 20190220881
    Abstract: The present application provides systems, methods and computer readable media for creating and processing a digital voucher. The methods comprises a method for utilising a funding account of a first user to create a digital voucher having a value for a second user, the digital voucher being usable by the second user for remitting one or more transactions across participating parties that communicate with a payment network, the method comprising: generating, at a server for creating the digital voucher, a unique code of the digital voucher upon verification of a sufficient balance in the funding account, the unique code identifying an issuer party of the funding account and a payment network provider of the payment network, wherein the unique code is associated with a unique identifier of the second user.
    Type: Application
    Filed: January 15, 2019
    Publication date: July 18, 2019
    Applicant: Mastercard International Incorporated
    Inventors: Sudhir Gupta, Partho Sarothi Roy, Lloyd Fernandes, Rahul Agrawal, Lakshmi Narasimhan Ramanujam, Krutika Eknath Gonnade, Abhishek Chaturvedi, Ketan Shrikant Joshi, Gaurav K. Patni