Abstract: The present invention generally relates to providing a status for one or more rewards using a format in a plurality of display formats. Portable device information associated with a portable device and acceptance point device information associated with an acceptance point device are determined. A status for one or more rewards is determined based on the portable device information and the acceptance point device information. A display format is then determined from a plurality of display formats based on the portable device information and acceptance point device information. A status is then displayed using the display format.

Abstract: The present invention generally relates to providing a status for one or more rewards using a format in a plurality of display formats. Portable device information associated with a portable device and acceptance point device information associated with an acceptance point device are determined. A status for one or more rewards is determined based on the portable device information and the acceptance point device information. A display format is then determined from a plurality of display formats based on the portable device information and acceptance point device information. A status is then displayed using the display format.

Abstract: A method to be implemented using a computer system, the method comprising the steps of providing a resource database that specifies locations of resources for use by consumers, receiving a location communication originated by a mobile consumer device associated with a consumer at a time temporally proximate a time when the consumer accesses a resource where the location communication indicates the location of the consumer device and using the location of the consumer device indicated in the communication to update the resource database.

Abstract: The present invention generally relates to providing a status for one or more rewards using a format in a plurality of display formats. Portable device information associated with a portable device and acceptance point device information associated with an acceptance point device are determined. A status for one or more rewards is determined based on the portable device information and the acceptance point device information. A display format is then determined from a plurality of display formats based on the portable device information and acceptance point device information. A status is then displayed using the display format.

Abstract: A system, apparatus, and method for using a point of sale (POS) terminal as part of an electronic payment transaction. A unique number, code, alphanumeric character string, or other form of identification is assigned to each terminal manufacturer. Each terminal manufacturer then assigns a unique global identifier to each terminal they manufacture. The identifier assigned by the manufacturer may incorporate or be derived from the unique identifier assigned to each manufacturer. In the course of an electronic payment, other form of transaction, or other function or operation of the terminal, the POS terminal's unique global identifier is provided to a payment processor or other electronic payment network entity. This information, alone or in combination with portable consumer device data and transaction data, may be used to provide new services, content, and products to consumers or merchants.

Abstract: A method of processing data on a server computer is disclosed. The method includes receiving data at the server computer, the data including a first data string including one or more wildcard values. The first data string is specifically associated with a customer, and the one or more wildcard values are associated with the purchase transaction. The method also includes comparing the first data string to a second data string by the server computer, and providing an output to the consumer based on the comparison.

Abstract: A system, apparatus, and method for using a point of sale (POS) terminal as part of an electronic payment transaction. A unique number, code, alphanumeric character string, or other form of identification is assigned to each terminal manufacturer. Each terminal manufacturer then assigns a unique global identifier to each terminal they manufacture. The identifier assigned by the manufacturer may incorporate or be derived from the unique identifier assigned to each manufacturer. In the course of an electronic payment, other form of transaction, or other function or operation of the terminal, the POS terminal's unique global identifier is provided to a payment processor or other electronic payment network entity. This information, alone or in combination with portable consumer device data and transaction data, may be used to provide new services, content, and products to consumers or merchants.

Abstract: A method and apparatus for identifying attempted fraud using a consumer account in real time, the method comprising the steps of determining when a consumer account is used to attempt to obtain a resource from a resource provider, determining whether a consumer apparatus that is associated with the consumer account is located at a location associated with the resource provider and indicating that the resource provider should provide the resource when the consumer apparatus is at a location associated with the resource provider.

Abstract: A method to be implemented using a computer system, the method comprising the steps of providing a resource database that specifies locations of resources for use by consumers, receiving a location communication originated by a mobile consumer device associated with a consumer at a time temporally proximate a time when the consumer accesses a resource where the location communication indicates the location of the consumer device and using the location of the consumer device indicated in the communication to update the resource database.