Patents by Inventor Lorenzo E. Tibbitts

Lorenzo E. Tibbitts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160300235
    Abstract: A system and method for distributing a transaction instrument is disclosed. The method may include receiving rebate parameters from a merchant; associating the rebate parameters with a transaction instrument; distributing the transaction instrument to a merchant; and activating and/or loading the transaction instrument in response to a request from the merchant thus enabling the use of the transaction instrument. The transaction instrument may be, for example, an open rebate card. The distribution of the transaction instrument may also include sending a message, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In one example, an associated transaction account may be funded and activated at the time that the merchant requests activation. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: June 27, 2016
    Publication date: October 13, 2016
    Inventors: Edward J. Boyle, Gennye H. Feldman-Krasner, Thea S. McDevitt, Lorenzo E. Tibbitts, Angela Williams, Jennifer L. Wybraniec
  • Publication number: 20160210652
    Abstract: A system and method for distributing a transaction instrument is disclosed. The method may include receiving rebate parameters from a merchant; associating the rebate parameters with a transaction instrument; distributing the transaction instrument to a merchant; and activating and/or loading the transaction instrument in response to a request from the merchant thus enabling the use of the transaction instrument. The transaction instrument may be, for example, an open rebate card. The distribution of the transaction instrument may also include sending a message, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In one example, an associated transaction account may be funded and activated at the time that the merchant requests activation. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: July 13, 2009
    Publication date: July 21, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Edward J. Boyle, Gennye H. Feldman-Krasner, Thea S. McDevitt, Lorenzo E. Tibbitts, Angela Williams, Jennifer L. Wybraniec
  • Publication number: 20090319352
    Abstract: A system and method for distributing a transaction instrument is disclosed. The method may include receiving rebate parameters from a merchant; associating the rebate parameters with a transaction instrument; distributing the transaction instrument to a merchant; and activating and/or loading the transaction instrument in response to a request from the merchant thus enabling the use of the transaction instrument. The transaction instrument may be, for example, an open rebate card. The distribution of the transaction instrument may also include sending a message, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In one example, an associated transaction account may be funded and activated at the time that the merchant requests activation. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: July 13, 2009
    Publication date: December 24, 2009
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Edward J. Boyle, Gennye H. Feldman-Krasner, Thea S. McDevitt, Lorenzo E. Tibbitts, Angela Williams, Jennifer L. Wybraniec