Abstract: The method includes receiving a data file comprising a record; identifying a characteristic of the record; appending a characteristic marker to the record reflecting the characteristic; receiving a data request from a user; identifying a clearance identifier associated with the user, wherein the clearance identifier indicates whether the user has clearance to access the record based on the characteristic of the record; retrieving the record in response to the receiving the data request; comparing the characteristic marker of the record with the clearance identifier; and/or determining whether the user has clearance to access the record.

Abstract: A system for converting first code information to second code information including memory means for storing a first conversion table and a second conversion table, means for receiving SIC, MCC and NAICS cod information about a merchant, means for using the first conversion table to convert the SIC, MCC or NAICS code information into a an intermediate code and means for using the second conversion table to convert the intermediate code into SIC, MCC or NAICS code information. The system may also include means for combining the SIC, MCC or NAICS code information with other information and providing a report based on the other information, means for linking incoming transaction data to a customer account and means for generating a report including the SIC, MCC or NAICS code information.