Patents by Inventor Lorinda R. Opsahl-Ong

Lorinda R. Opsahl-Ong has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7606755
    Abstract: Systems and methods are provided to automatically generate a return target for a potential real estate deal based on supplemental deal information. According to one embodiment, a collateral type associated with a potential real estate deal is determined. For example, a deal originator may provide this information to deal controller via a communication network. Supplemental deal information associated with the deal is received, and a return target for the deal is then automatically generated based on the collateral type and the supplemental deal information. The return target may represent, for example, a loan spread required for approval of the deal.
    Type: Grant
    Filed: January 31, 2002
    Date of Patent: October 20, 2009
    Assignee: General Electric Capital Corporation
    Inventors: Lorinda R. Opsahl-Ong, Jayne L. Day, Dan Earle
  • Publication number: 20030144945
    Abstract: Systems and methods are provided to automatically generate a return target for a potential real estate deal based on supplemental deal information. According to one embodiment, a collateral type associated with a potential real estate deal is determined. For example, a deal originator may provide this information to deal controller via a communication network. Supplemental deal information associated with the deal is received, and a return target for the deal is then automatically generated based on the collateral type and the supplemental deal information. The return target may represent, for example, a loan spread required for approval of the deal.
    Type: Application
    Filed: January 31, 2002
    Publication date: July 31, 2003
    Inventors: Lorinda R. Opsahl-Ong, Jayne L. Day, Dan Earle
  • Publication number: 20030078878
    Abstract: Systems and methods are provided for evaluating a property using stochastic vacancy information. According to one embodiment, a first stochastic value associated with a property is determined. For example, an interest rate or a market rent associated with the property may be determined. A second stochastic value, associated with vacancy information, is also determined. The first and second stochastic values are then used to predict income and/or debt service coverage ratio information associated with the property. The determinations of the stochastic values can be repeated in accordance with a Monte Carlo simulation to evaluate a potential loan associated with the property.
    Type: Application
    Filed: October 22, 2001
    Publication date: April 24, 2003
    Inventor: Lorinda R. Opsahl-Ong