Patents by Inventor Lowell Robert Huff
Lowell Robert Huff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 9064248Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) displaying a grid on a display associated with a remote capture device, where the remote capture device is configured to capture an image that shows multiple deposit items, and where the grid comprises a plurality of grid portions; and (b) prompting a user of the remote capture device to arrange the multiple deposit items, or to position or operate the remote capture device, such that each of the deposit items in the multiple deposit items appears in a single grid portion of the display before the image is captured.Type: GrantFiled: July 29, 2010Date of Patent: June 23, 2015Assignee: BANK OF AMERICA CORPORATIONInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Patent number: 8473412Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) identifying, based at least partially on the image, deposit item information associated with the multiple deposit items; and/or (c) crediting an account based at least partially on the deposit item information.Type: GrantFiled: July 29, 2010Date of Patent: June 25, 2013Assignee: Bank of America CorporationInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Patent number: 8380626Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) determining that a first portion of the image is satisfactory for identifying deposit item information therein; (c) determining that a second portion of the image is unsatisfactory for identifying deposit item information therein; and (d) performing a function based at least partially on the determining that the second portion of the image is unsatisfactory for identifying deposit item information therein. In some embodiments, the function includes enhancing the second portion of the image. In other embodiments, the function includes prompting a user of the remote capture device to capture a second image to replace the second portion of the image.Type: GrantFiled: July 29, 2010Date of Patent: February 19, 2013Assignee: Bank of America CorporationInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Patent number: 8165933Abstract: The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data for a transaction are stored separately in the storage system and may be linked to each other. Each transaction is separately accessible and/or updateable. Each transaction stored in the storage system is separately analyzed to validate that the transaction is at least balanced. Transactions that determined to be balanced are cleared irrespective of a balance status associated with other transactions associated with the batch of transactions, such that transactions are individually cleared as opposed to being cleared in a batch format.Type: GrantFiled: May 23, 2008Date of Patent: April 24, 2012Assignee: Bank of America CorporationInventors: Eric Dryer, George Miller Abernethy, Ronald Hollander, Lowell Robert Huff, Sean Kang, Clarence E. Lee, Eric Scott Sandoz, Jeffrey Robert Woodside
-
Publication number: 20120030117Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) identifying, based at least partially on the image, deposit item information associated with the multiple deposit items; and/or (c) crediting an account based at least partially on the deposit item information.Type: ApplicationFiled: July 29, 2010Publication date: February 2, 2012Applicant: BANK OF AMERICA CORPORATIONInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Publication number: 20120030104Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) determining that a first portion of the image is satisfactory for identifying deposit item information therein; (c) determining that a second portion of the image is unsatisfactory for identifying deposit item information therein; and (d) performing a function based at least partially on the determining that the second portion of the image is unsatisfactory for identifying deposit item information therein. In some embodiments, the function includes enhancing the second portion of the image. In other embodiments, the function includes prompting a user of the remote capture device to capture a second image to replace the second portion of the image.Type: ApplicationFiled: July 29, 2010Publication date: February 2, 2012Applicant: BANK OF AMERICA CORPORATIONInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Publication number: 20120030118Abstract: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) displaying a grid on a display associated with a remote capture device, where the remote capture device is configured to capture an image that shows multiple deposit items, and where the grid comprises a plurality of grid portions; and (b) prompting a user of the remote capture device to arrange the multiple deposit items, or to position or operate the remote capture device, such that each of the deposit items in the multiple deposit items appears in a single grid portion of the display before the image is captured.Type: ApplicationFiled: July 29, 2010Publication date: February 2, 2012Applicant: BANK OF AMERICA CORPORATIONInventors: Lowell Robert Huff, Zhongmin Agarwal, David Todd Frew
-
Publication number: 20090292628Abstract: The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data for a transaction are stored separately in the storage system and may be linked to each other. Each transaction is separately accessible and/or updateable. Each transaction stored in the storage system is separately analyzed to validate that the transaction is at least balanced. Transactions that determined to be balanced are cleared irrespective of a balance status associated with other transactions associated with the batch of transactions, such that transactions are individually cleared as opposed to being cleared in a batch format.Type: ApplicationFiled: May 23, 2008Publication date: November 26, 2009Applicant: BANK OF AMERICA CORPORATIONInventors: Eric Dryer, George Miller Abernethy, Ronald Hollander, Lowell Robert Huff, Sean Kang, Clarence E. Lee, Eric Scott Sandoz, Jeffrey Robert Woodside