Patents by Inventor Ludwik F. Zon
Ludwik F. Zon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11966913Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: GrantFiled: July 18, 2022Date of Patent: April 23, 2024Assignee: MIRI SYSTEMS, LLCInventors: Ludwik F. Zon, Ronald W. Sandstrom
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Publication number: 20220351191Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: ApplicationFiled: July 18, 2022Publication date: November 3, 2022Inventors: Ludwik F. Zon, Ronald W. Sandstrom
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Patent number: 11392938Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: GrantFiled: July 27, 2015Date of Patent: July 19, 2022Assignee: Miri Systems, LLCInventors: Ludwik F. Zon, Ronald W. Sandstrom
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Patent number: 10963886Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: GrantFiled: August 29, 2016Date of Patent: March 30, 2021Assignee: MIRI SYSTEMS, LLCInventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Publication number: 20170148022Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: ApplicationFiled: August 29, 2016Publication date: May 25, 2017Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Patent number: 9430770Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: GrantFiled: April 13, 2015Date of Patent: August 30, 2016Assignee: Miri Systems, LLCInventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Publication number: 20150332260Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: ApplicationFiled: July 27, 2015Publication date: November 19, 2015Inventors: Ludwik F. Zon, Ronald W. Sandstrom
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Publication number: 20150213447Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: ApplicationFiled: April 13, 2015Publication date: July 30, 2015Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Patent number: 9094209Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: GrantFiled: October 5, 2010Date of Patent: July 28, 2015Assignee: Miri Systems, LLCInventors: Ludwik F. Zon, Ronald W. Sandstrom
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Patent number: 9004351Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: GrantFiled: January 25, 2013Date of Patent: April 14, 2015Assignee: Miri Systems, LLCInventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Patent number: 8893961Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: GrantFiled: January 25, 2013Date of Patent: November 25, 2014Assignee: Miri Systems, LLCInventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Publication number: 20120265686Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.Type: ApplicationFiled: April 25, 2012Publication date: October 18, 2012Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Patent number: 8181861Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued to a user by a financial institution. The payment card comprises an original payment card number. The method comprises the steps of providing to a processor a first plurality of digits of the original payment card number, where the first plurality of digits are predetermined digits associated to the financial institution, providing to the processor a desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction, and executing a program by the processor so that the program sets a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generates a first number corresponding to the desired expiration date, sets a second plurality of digits in the time-limited number to the first number, and outputs the time-limited number.Type: GrantFiled: October 13, 2008Date of Patent: May 22, 2012Assignee: Miri Systems, LLCInventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
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Publication number: 20110247062Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.Type: ApplicationFiled: October 5, 2010Publication date: October 6, 2011Inventors: Ludwik F. Zon, Ronald W. Sandstrom
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Publication number: 20110022472Abstract: A payment system and method employing wireless capability where a wireless-enabled device carried by a purchaser communicates with a wireless-enabled transaction terminal. The two devices communicate with each other to exchange transaction data to effect the transaction and exchange additional information that supports and expands the transaction event.Type: ApplicationFiled: February 25, 2010Publication date: January 27, 2011Inventor: Ludwik F. Zon
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Publication number: 20100089998Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued to a user by a financial institution. The payment card comprises an original payment card number. The method comprises the steps of providing to a processor a first plurality of digits of the original payment card number, where the first plurality of digits are predetermined digits associated to the financial institution, providing to the processor a desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction, and executing a program by the processor so that the program sets a first. plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generates a first number corresponding to the desired expiration date, sets a second plurality of digits in the time-limited number to the first number, and outputs the time-limited number.Type: ApplicationFiled: October 13, 2008Publication date: April 15, 2010Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon